SSS Maternity Qualifying Period

SSS Maternity Qualifying Period Calculator and 2026–2027 EDD Chart

Enter your EDD to find the 12 months SSS will check, review contribution deadlines, and use the complete 2026 and 2027 EDD charts.

SSS Maternity Qualifying Period & Deadline Checker

Enter your details, then see all 12 qualifying months and whether the maternity-counting cutoff is still open.

1

Enter your details

Your member type changes the normal payment rule and who is responsible for paying or remitting.

Use the correct event month: use the EDD while pregnant, the actual childbirth month after delivery, or the medical-event month for miscarriage, stillbirth, or ETP.
2

Your qualifying months and deadlines

Review each month below to see whether its normal payment or remittance deadline is still open.

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You generally need at least 3 valid monthly contributions within the Qualifying Period. Self-paying contributions must be paid before the semester begins; employer-handled missing months should be verified.
Check My.SSS before relying on a month. Self-paying contributions must be valid and posted before the semester begins. If an employer-handled month is missing, verify it with the responsible employer or agency and SSS. A later PRN does not extend the maternity-counting cutoff.

Already have at least 3 posted qualifying months?

Continue to the full calculator to estimate the possible maternity benefit amount.

Continue to Full SSS Maternity Calculator Ask a Question About My Result

SSS maternity qualifying-period chart for 2026 and 2027 EDDs

Use the complete 2026 and 2027 tables as a reference. For a personalized answer, select your EDD and member type in the checker above.

EDD in 2027? You do not need a separate calculator. Select your 2027 EDD above or use the 2027 chart below to see the correct semester of contingency and qualifying period.

EDD 2026

EDD Month Semester Qualifying Period
January 2026 Oct 2025 - Mar 2026 Oct 2024 - Sep 2025
February 2026 Oct 2025 - Mar 2026 Oct 2024 - Sep 2025
March 2026 Oct 2025 - Mar 2026 Oct 2024 - Sep 2025
April 2026 Jan 2026 - Jun 2026 Jan 2025 - Dec 2025
May 2026 Jan 2026 - Jun 2026 Jan 2025 - Dec 2025
June 2026 Jan 2026 - Jun 2026 Jan 2025 - Dec 2025
July 2026 Apr 2026 - Sep 2026 Apr 2025 - Mar 2026
August 2026 Apr 2026 - Sep 2026 Apr 2025 - Mar 2026
September 2026 Apr 2026 - Sep 2026 Apr 2025 - Mar 2026
October 2026 Jul 2026 - Dec 2026 Jul 2025 - Jun 2026
November 2026 Jul 2026 - Dec 2026 Jul 2025 - Jun 2026
December 2026 Jul 2026 - Dec 2026 Jul 2025 - Jun 2026

EDD 2027

EDD Month Semester Qualifying Period
January 2027 Oct 2026 - Mar 2027 Oct 2025 - Sep 2026
February 2027 Oct 2026 - Mar 2027 Oct 2025 - Sep 2026
March 2027 Oct 2026 - Mar 2027 Oct 2025 - Sep 2026
April 2027 Jan 2027 - Jun 2027 Jan 2026 - Dec 2026
May 2027 Jan 2027 - Jun 2027 Jan 2026 - Dec 2026
June 2027 Jan 2027 - Jun 2027 Jan 2026 - Dec 2026
July 2027 Apr 2027 - Sep 2027 Apr 2026 - Mar 2027
August 2027 Apr 2027 - Sep 2027 Apr 2026 - Mar 2027
September 2027 Apr 2027 - Sep 2027 Apr 2026 - Mar 2027
October 2027 Jul 2027 - Dec 2027 Jul 2026 - Jun 2027
November 2027 Jul 2027 - Dec 2027 Jul 2026 - Jun 2027
December 2027 Jul 2027 - Dec 2027 Jul 2026 - Jun 2027
Your actual posted contributions still matter. Review your My.SSS contribution record after finding the correct months.

How the deadline checker works

The tool first finds the 12-month qualifying period before the semester of contingency. It then uses the earlier of the normal payment/remittance deadline and the final day of the qualifying period, because a later PRN date does not make the contribution count for this maternity claim.

Step 1

Enter EDD and member type

This identifies the correct qualifying period and the deadline rule that applies.

Step 2

Review all 12 months

Green means the contribution may still count; red means the maternity-counting cutoff has passed.

What does “still payable” mean?

For self-paying members, it means both the normal SSS payment deadline and the maternity-counting cutoff are still open. The final qualifying-period month must be paid on or before the end of that month, even when the PRN shows a later expiration date.

Employees should not automatically pay an employed month as Voluntary. Employee, kasambahay, sea-based OFW, and remitting-agency months must be checked with the employer, household employer, manning agency, or agency.
The date shown is the last date used by this checker for the contribution to count toward this maternity claim. Do not rely on a PRN date that falls after the qualifying period ends.

Frequently asked questions

It is the 12-month period before your semester of contingency. SSS generally checks if you have at least 3 posted monthly contributions inside this period.

Not always. Contributions inside the semester of contingency do not count toward the qualifying period. The correct months are the 12 months before the semester of contingency.

For a December 2026 EDD, the semester of contingency is July 2026 to December 2026. The qualifying period is July 2025 to June 2026.

For a January 2027 EDD, the semester of contingency is October 2026 to March 2027. The qualifying period is October 2025 to September 2026.

You generally need at least 3 posted monthly contributions inside the correct 12-month qualifying period.

Use the checker above to review all 12 qualifying months and their deadline status. Then confirm in My.SSS which months are already posted.

Continue your SSS maternity check

Full SSS Maternity Calculator SSS Maternity Hub Ask a Question

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PhilHealth Maternity Benefits

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
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