SSS Maternity Benefit Calculator 2026

Hi mommy 😊 For EDD May 2027, ang qualifying period mo ay January–December 2026, so July 2026 ✅ counted sa MatBen computation.

Kung Voluntary/NWS member ka, puwede pa ang July contribution as part of the July–September quarter, payable on or before end of September 2026 this is for Matben Due date pero normaly sa SSS contribution kapag nag Generate ka ng PRN ang lalabas na Due date is on or before end of October. Kung Matben claim ka Mommy make sure mahulugan mo yan on or before end of September or as early as possible bago matapos ang last month ng Qualifying Period mo.

Kung Self-Employed ang membership type mo, sabihin mo lang mommy dahil iba ang current payment deadline rule natin iche-check.

🎥 May 2027 EDD guide:
https://youtu.be/KFe0LP29rsM

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026. Counted lahat ng February–June employer contributions at July voluntary contribution mo. SSS uses the 6 highest MSCs within this period.

Based sa amounts na binigay mo kung ito yung total contribution amounts posted sa My.SSS, roughly ito ang MSC:

February ₱1,350 → ₱9,000 MSC
March ₱1,875 → ₱12,500 MSC
April ₱1,800 → ₱12,000 MSC
May ₱1,800 → ₱12,000 MSC
June ₱750 → ₱5,000 MSC
July ₱3,000 Voluntary → ₱20,000 MSC

So qualified ka na, pero kung hanggang July lang ang ₱3,000 contribution mo, estimated MatBen is around ₱41,125, not ₱70,000.

Kung mag-₱3,000 ka rin for August at September, estimated MatBen could increase to around ₱56,292. Hindi pa rin ₱70,000 because kailangan ng 6 months na ₱20,000 MSC para ma-max ang 105-day benefit.

Kung may contributions ka rin from October 2025–January 2026, send mo mommy yung amounts kasi baka mas mataas pa ang possible MatBen mo.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8

Hi mommy 😊 Yes po, generally mandated ang current employer mo na magbayad ng salary differential, kahit 3 months lang ang contributions na ginamit ng SSS sa MatBen computation, as long as employed ka when you avail maternity leave and hindi DOLE-exempt ang company.

For EDD December 2026, qualifying period mo is July 2025–June 2026.

Ang setup is:

Full pay for 105 days based sa regular salary mo
minus actual SSS MatBen
= salary differential na sagot ng employer.

So with around ₱100,000/month salary, malaking amount ang possible salary differential because your full pay for 105 days is roughly ₱350,000, then ibabawas ang actual SSS MatBen and applicable employee contributions.

Also check mommy kung may employer contributions for May–June 2026, since hired ka na noong May. Those months could also affect your SSS MatBen computation.

Hi mommy 😊 Yes po, qualified ka based sa contributions na sinabi mo, provided valid at posted lahat sa My.SSS.

For EDD February 2027, ang qualifying period mo ay October 2025–September 2026. Since may hulog ka from October 2025 hanggang April 2026, mayroon kang 7 qualifying months, which is more than the minimum 3 monthly contributions required.

So kahit wala kang hulog from May–September 2026, possible ka pa ring qualified. Ang exact MatBen amount naman will depend sa 6 highest MSCs within your qualifying period.

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Hi mommy 😊 If ang actual ectopic pregnancy/termination date mo ay July 20, 2020, ang qualifying period mo ay April 2019–March 2020.

So sa contributions na sinabi mo:

January 2020 ✅ counted
February 2020 ✅ counted
March 2020 ✅ counted
April–June 2020 ❌ hindi na kasama sa qualifying period

If valid at properly paid ang January–March 2020, mayroon kang required 3 qualifying contributions, so possible kang qualified for SSS maternity benefit for 60 days dahil covered ang ectopic pregnancy under miscarriage/ETP benefits.

Good news din mommy: SSS maternity claims may be filed within 10 years from the date of miscarriage/ETP, so kung July 20, 2020 ang actual date, possible pa ring mag-file ngayon subject to SSS validation and complete medical documents.