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Question

Member: Voluntary EDD: May 2027 General Question
Question from Michelle
Oct 22, 2026

Hindi ba makakaapekto sa matben ko if di ko na mahulugan Ang parating na January to june 20227

Answer from SSS Maternity Calculator Team Answered Oct 22, 2026

For **May 2027 EDD** at **Voluntary member** po, ang qualifying period ninyo is **January–December 2026**.

So hindi na po kasama ang **January 2027 onwards**, because **January–June 2027** na ang contingency period.

Pero may pwede pa po kayong habulin ngayon:

✅ **July–September 2026 (3rd quarter)** — puwede pa pong bayaran lahat ng 3 months, basta **posted sa My.SSS on or before October 31, 2026**.

Since may processing time minsan, mas safe po na bayaran **a few days before October 31** para may allowance sa posting.

✅ **October–December 2026 (4th quarter)** — puwede rin pong hulugan, pero for this maternity claim kailangan **posted na on or before December 31, 2026**.

Important po: huwag hintayin ang regular quarterly deadline sa January, because **January 2027 is already within the contingency period**. Kapag January na na-post, considered **late na for this maternity benefit**.

So ang magandang gawin po:
– Complete **July–September** before October 31
– Complete **October–December** and make sure posted before December 31
– Always check the **actual posting date sa My.SSS**, hindi lang payment date

SSS will use the **6 highest MSC** within January–December 2026 for the maternity computation.

👉 Check your exact qualifying months and estimated benefit:
https://sssmaternitybenefitscalculator.com/

📅 **May 2027 EDD guide:**
https://youtu.be/KFe0LP29rsM

🏥 Check din po your possible PhilHealth maternity benefits:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your May 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Related questions

Other recently answered cases with a similar situation or member type.

Question

Member: Voluntary EDD: September 2026 General Question
Question from Charm
Oct 22, 2026

My EDD was October 18,2026 but i gave birth September 9, 2026. I have paid January to March 2026 contributions April 11 2026. WIll i get maternity benefit

Answer from SSS Maternity Calculator Team Answered Oct 22, 2026

Since **September 9, 2026** po kayo actual na nanganak, ang gagamitin ng SSS is the **actual delivery date**, hindi na yung original EDD na October 18.

For a **September 2026 delivery**, ang qualifying period ninyo is **April 2025–March 2026**.

Yung **January–March 2026 contributions** sana ay pasok sa qualifying period, pero since **April 11, 2026** na po ninyo sila nabayaran, late na po sila for this maternity claim.

For this case, dapat **posted na sa My.SSS on or before March 31, 2026** ang January–March contributions para ma-count.

So unfortunately, yung January–March 2026 na binayaran noong April 11 ay **hindi na po masasama**.

Pero possible pa rin po kayong maka-qualify if meron kayong at least **3 valid contributions from April–December 2025** na properly posted on time.

👉 Check your qualifying months and estimated benefit here:
https://sssmaternitybenefitscalculator.com/

🏥 You can also check your possible PhilHealth maternity benefits here:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

Question

Member: Voluntary EDD: March 2027 General Question
Question from Lovelie
Oct 21, 2026

March po ang EDD ko pero before po ako nagbayad dun sa SSS branch nagtanong po ako f mka avail pa po ba ako sa matben March ang EDD ko sabi nman po nila ok pa daw po basta bayaran ko po daw yung july-September kaya nagbayad po ako agad. Totoo po ba na may makukuha ako matben soon kapag nanganak na ako? Nakaka stress kasi ng utak may mga nababasa po kasi ako na late payment na po daw kapag ganun 😔

Answer from SSS Maternity Calculator Team Answered Oct 21, 2026

Since **March 2027 ang EDD** at **Voluntary member** po kayo, ang qualifying period ninyo is **October 2025–September 2026**.

So yes, kasama sana ang **July, August at September 2026** sa qualifying period.

Pero important po: dahil **September 2026 ang last qualifying month**, dapat ang July–September contributions ay **posted na sa My.SSS on or before September 30, 2026**.

So kung **October 2026 na po kayo nagbayad**, unfortunately **late na po iyon for this maternity claim** at hindi na maisasama sa computation.

Please check po sa **My.SSS Contribution History** kung kailan talaga na-post ang contributions:

✅ Posted on or before **September 30, 2026** → counted
❌ Posted **October 1, 2026 onwards** → hindi na counted for March 2027 maternity benefit

Kaya possible po na ang sinabi sa branch ay based sa regular quarterly payment deadline, pero for maternity, mas strict ang cutoff dahil October 2026 is already within the contingency period.

👉 Check your exact qualifying months and estimated benefit:
https://sssmaternitybenefitscalculator.com/

📅 **March 2027 EDD guide:**
https://youtu.be/Wk5f-7DUdwog

🏥 Check din po your possible **PhilHealth maternity benefits**:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your March 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

Question

Member: Self-Employed EDD: September 2026 General Question
Question from Kristal
Oct 21, 2026

Posible ba makakuha ako nang maternity

Answer from SSS Maternity Calculator Team Answered Oct 22, 2026

Possible po kayong maka-qualify sa SSS Maternity Benefit, pero kailangan po makita kung ilan at kailan na-post ang contributions ninyo.

Since **September 2026 ang EDD** at **Self-Employed** po kayo, ang qualifying period ninyo is:

**April 2025–March 2026**

Kailangan po ng at least **3 valid monthly contributions** within that period para maka-qualify.

Important din po na ang contributions ay **properly paid and posted on time**. Kung may contributions kayo na late na-post, possible na hindi sila maisama sa maternity computation.

So check po ninyo sa **My.SSS Contribution History** kung ilan ang valid contributions ninyo from **April 2025 to March 2026**.

👉 You can check your qualifying months and estimated maternity benefit here:
https://sssmaternitybenefitscalculator.com/

🏥 You can also check your possible PhilHealth maternity benefits here:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

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