SSS Contribution Tool

SSS Contribution Calculator & Table 2026

Choose your member type, then enter the one amount you already know. Current 2026 contribution rates are used by default.

Official SSS schedule effective January 2025 · Need an older contribution? Change the year inside the calculator.

Please check your entry

Quick SSS check

Find your SSS contribution in 2 steps

Choose your member type, then enter the SSS contribution amount you see in My.SSS. You can switch to salary, MSC, or payslip deduction when needed.

Enter the SSS contribution amount shown in your My.SSS record.

2026 rates
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Enter your monthly salary or compensation.
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Use this only if you already know the MSC shown in My.SSS.
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Enter the SSS amount you already know.
Know a different amount instead?
Enter one amount only. The matching SSS values will fill automatically.
Using 2026 contribution rates · Change year
Default is 2026. Historical SSS lookup is available back to March 2003.

Current schedule

Current 2026 SSS contribution rate: 15%

For employed members, the current SSS schedule is the schedule effective January 2025 and it remains the current table used here for 2026. The SS rate is generally split into 5% employee share and 10% employer share, with EC handled separately where applicable.

15% total rate 5% employee 10% employer

Important: ₱5,000 is the current minimum MSC for regular Employee, Self-Employed, Voluntary and Non-Working Spouse schedules. ₱5,250 is the upper boundary of the first compensation bracket, not the minimum MSC.

You should not have to scan a 50-row SSS table

If you know your salary, MSC, payslip deduction, or contribution amount, use the tool above first. It will find the matching bracket and show the numbers that matter to you.

The full contribution table is still available below when you want to verify the exact row yourself.

SSS contribution rate by year

Choose the year of the contribution you are checking because the SSS contribution rate changed over time.

Year Total rate Employee Employer
2025-202615%5%10%Open 2026
2023-202414%4.5%9.5%Open 2024
2021-202213%4.5%8.5%Open 2022
Apr 2019-202012%4%8%Open 2020
2014-Mar 201911%3.63%7.37%Open 2018
2007-201310.4%3.33%7.07%Open 2013
Mar 2003-20069.4%3.33%6.07%Open 2006

Full SSS contribution table

Choose a year and member type. For 2025 and current 2026 use, the table below follows the same grouped column structure as the current SSS schedule. Swipe horizontally on smaller screens to see every official column.

Source check: the current table below follows the SSS contribution schedules effective January 2025, including Circular No. 2024-006 for business employers and employees. That remains the current SSS schedule used here for 2026, so you can verify the row directly on this page without opening a separate PDF.
Sea-based OFWs use the Employee schedule; land-based OFWs use the Land-Based OFW schedule.

Compare the same salary across years

Enter one monthly salary to see how the matching MSC and employee contribution changed across the major SSS schedule changes from 2003 to 2026.

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What your SSS contribution result means

Your result shows the matching table bracket for the selected year and member type. The main figures are the Regular SS MSC, Total MSC, and the contribution share.

Employees, kasambahay, and sea-based OFWs under a manning agency can have an employee share deducted from pay, with a separate employer share. Voluntary, self-employed, non-working spouse, farmer/fisherfolk, and land-based OFW members are individually paying members for this calculator.

For a current regular Employee salary lookup, the calculator also shows estimated PhilHealth and Pag-IBIG deductions automatically. This gives you the broader payroll picture without changing the page's main purpose: finding the correct SSS contribution and MSC.

For maternity planning, contribution amount alone does not prove eligibility. Check your SSS maternity qualifying period first, then estimate the amount with the maternity benefit calculator.

Common SSS contribution mistakes

Employee share is not the full contribution

The amount deducted from an employee payslip is normally only the employee share. The employer share is separate.

Using the wrong year

A 2022 result can differ from a 2026 result because the rate and MSC limits changed.

Treating MPF / MySSS Pension Booster as maternity MSC

The table can show MPF / MySSS Pension Booster above the Regular SS MSC, but maternity planning still needs the correct regular MSC and qualifying period.

Assuming amount proves eligibility

Maternity and salary-loan eligibility also depend on timing, posted contributions, and the rules of the program.

Checking a historical SSS contribution?

You do not need a separate calculator page for every old year. Choose March 2003–2025 in the calculator or full-table year selector above and this page will use the applicable historical SSS schedule. For 2019, the 12% schedule started in April; use the 2018 schedule when checking January–March 2019.

Historical scope: this calculator currently goes back to March 2003 for supported member types. 2019 changed mid-year: the 12% schedule shown for 2019 applies from April 2019; January-March 2019 still used the 2014-2018 schedule. For January-February 2003 and earlier years, verify the exact historical schedule directly with SSS before relying on an amount.
Check an old contribution

Frequently asked questions

Choose your member type first, then enter one amount you already know. Payroll members start with monthly salary and can switch to MSC or payslip SSS deduction. Individually paying members start with their full SSS contribution and can switch to MSC. The calculator uses 2026 by default, with older years available under Change year.

No. The payslip deduction is normally only the employee share. Employer share and EC are separate where applicable.

Not always. SSS uses salary ranges and Monthly Salary Credit brackets, so an exact salary is matched to the applicable MSC for the selected year.

No. It estimates contribution and MSC. Eligibility also depends on posted contributions, dates, and the rules of the benefit or loan you are checking.

Choose the year of the contribution month you are checking. For a current contribution, use the latest available year.

Voluntary, self-employed, non-working spouse, farmer/fisherfolk, and land-based OFW members should use the full member-paid contribution shown in the PRN or My.SSS record, or use the MSC/earnings option shown for their member type.

For maternity, check the qualifying period and then estimate the maternity benefit. For a loan, continue to the salary loan calculator.

Continue your SSS check

Use your contribution result for maternity planning or salary-loan planning.

See more from SSS Maternity Benefits Calculator on Google

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