SSS Maternity Benefit After Resignation Checker

Stopped working while pregnant? Use this checker to see which Employee and Voluntary contributions may count, what to do with MAT-1, and which documents you may need after separation from your employer.

Step 1

What is your expected delivery date?

Enter your EDD month and year so we can find your qualifying period and guide your next steps after separation from employment.

Use the EDD month and year shown by your doctor or ultrasound.
Step 2

Did your employer already pay your maternity benefit?

We ask this first so you do not complete unnecessary separation and contribution questions when the full benefit was already paid.

Do not include your regular salary, maternity salary differential, company leave pay, or another employer benefit.
Full payment received: You can stop here. Do not file another full claim for the same maternity event. The employer normally handles reimbursement from SSS.
Step 3

When did your employment officially end?

Use the effective separation date from your resignation acceptance, contract-end notice, termination record, or employer document—not the date you first paid as Voluntary.

Select your EDD first. The available dates will match this pregnancy’s qualifying period through the selected EDD month.
Complete the separation date to check whether the six-month document rule may apply.
Step 4

Check which contributions are posted

Select the actual posted status for every qualifying-period month. Employee and Voluntary contributions may be combined when they are valid and posted.

Confirm the suggested months in My.SSS. Months before your separation month are prefilled as Employee. Check the separation month yourself. Later months start as No Contribution—change only months actually paid and posted as Voluntary.

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Have at least 3 posted monthly contributions within the Qualifying Period to qualify.
Employee
0
Voluntary
0
Posted total
0
Personalized Result

Your decision and next steps

Reminder: This is a guidance checker. Final qualification depends on the official posted contribution record, applicable payment timing, maternity notification, claim documents, and SSS evaluation.

What happens to your SSS maternity benefit after resignation?

Resigning or being separated from employment does not automatically remove the SSS contributions already posted by your former employer. Employee and Voluntary contributions may both count when their applicable months fall within your qualifying period and appear in your My.SSS contribution record.

What you need to do next depends on whether your employer already advanced the maternity benefit, whether MAT-1 was submitted, when your employment ended, and whether your delivery is within six months from separation. This checker organizes those details into a clear filing and document plan.

After checking your next steps here, use the main SSS maternity calculator to estimate how much benefit you may receive and review any applicable contribution payment deadlines.

Useful SSS Guides & Calculators

SSS Maternity Benefit Calculator
SSS Maternity Benefits Guide
SSS Contribution Calculator
SSS Contribution Rates
SSS Salary Loan Calculator
SSS Salary Loan Guide
SSS Calamity Loan Calculator
SSS Calamity Loan Guide
SSS Maternity Questions And Answers
PhilHealth Maternity Benefits

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
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