The Average Daily Salary Credit (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly Salary Credits within the 12-month period before the semester of contingency.
Once SSS determines the six highest MSC values, they are summed and divided by 180 to obtain the ADSC. This computation ensures that benefits reflect the member’s income level while maintaining consistency across all members.
The ADSC is then multiplied by a fixed percentage, such as 90% for sickness and maternity benefits, to determine the final daily allowance. Understanding ADSC helps members forecast their benefit amounts using calculators or SSS tables.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
