The Death Pension is a monthly cash benefit paid to the primary beneficiaries of a deceased member who had at least 36 posted contributions. It is one of the core benefits that SSS provides to protect the surviving spouse and dependent children.
The amount of the death pension depends on the member’s contributions, Credited Years of Service, and Average Monthly Salary Credit. Additional allowances are provided for up to five dependent children. The spouse receives the pension for life unless they remarry, while children receive it until age 21.
The death pension ensures long-term financial stability for the member’s dependents and serves as income replacement for the years following the member’s death.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.