Rehabilitation Under Restructuring refers to the successful restoration of a borrower’s loan privileges and good standing after completing a restructuring program. Once the restructured balance is fully paid, SSS removes the delinquency record and reinstates the member’s eligibility for new loans.\n\nRehabilitation benefits the borrower by allowing renewed access to salary loans, calamity loans, and other SSS programs. It also ensures smoother processing of future retirement, disability, or death benefits, as all outstanding loan obligations are settled.\n\nAchieving rehabilitation requires strict adherence to the repayment schedule. Completing the restructuring program is one of the most effective ways to erase years of delinquency and regain full financial standing with SSS.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.