SSS Maternity Benefits - FAQs

How Many Days of Maternity Leave Are Covered for Miscarriage?

How Many Days of Maternity Leave Are Covered for Miscarriage?

When you experience a miscarriage, the last thing you want to worry about is paperwork. But knowing how many days of SSS maternity leave you are entitled to is crucial so you can plan your recovery and finances.

This isnTMt just about benefits"itTMs about understanding your rights under the law and making sure you receive the support you deserve during such a difficult time.


How Many Days Are Covered for Miscarriage

Under the Expanded Maternity Leave Law (RA 11210):

  • Live birth (normal or C-section): 105 days of paid maternity leave
  • Miscarriage or emergency termination of pregnancy: 60 days of paid maternity leave

This applies regardless of whether you are:

  • Employed
  • Self-employed
  • Voluntary member
  • OFW member

Quick Comparison Table

Pregnancy OutcomeDays CoveredLaw Reference
Normal/C-section delivery105 daysRA 11210
Miscarriage/ECTP60 daysRA 11210

Why Miscarriage Has Fewer Days

The law grants shorter leave for miscarriage (60 days) compared to live birth (105 days) because the latter also accounts for infant care time.
For miscarriage, the leave focuses solely on physical and emotional recovery.


Example Computation

LetTMs say your Average Salary Credit (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly?" title="The Average Daily Salary Credit (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly?">Daily Salary Credit (ADSC) is '800:

  • Miscarriage: '800 - 60 days = '48,000 benefit
  • Live birth: '800 - 105 days = '84,000 benefit

You can instantly compute your exact benefit using the
SSS Maternity Benefits Calculator for Miscarriage.


Common Causes of Confusion

  1. Assuming all maternity leave is 105 days " This is only for live births.
  2. Unclear filing rules " Some donTMt know they can still file even if miscarriage already happened before MAT-1 submission.
  3. Miscalculated benefit " Incorrectly computed ADSC or days.

How to Make Sure You Get Your Correct Days and Benefit

What You Should Do:

  • Submit MAT-1 as soon as pregnancy is confirmed (or together with MAT-2 if miscarriage already occurred).
  • Prepare these documents:
    • confinement period, and the memberTMs inability to work. For sickness benefits, thi?" title="A medical certificate is a formal document issued by a licensed physician stating the diagnosis, confinement period, and the memberTMs inability to work. For sickness benefits, thi?">Medical certificate indicating miscarriage
    • Histopathology or ultrasound report
    • MAT-1 and MAT-2 forms
  • Verify your PRN or employer reports, SSS upd?" title="Contribution posting refers to the process of recording a memberTMs paid contributions into their My.SSS account. Once a payment is validated using PRN or employer reports, SSS upd?">posted contributions in the My.SSS portal.

DIY Fixes Before Filing a Complaint:

  • Double-check your ADSC and days using the calculator.
  • Compare your SSS online record with your payslips.
  • Correct any missing contributions through your employer or SSS branch.

If the Issue Still Persists:

  • If SSS says youTMre only entitled to 60 days, remember this is mandated by law. They cannot increase the days.
  • If your amount is lower due to contribution errors, file a Request for Contribution Correction before resubmitting your claim.

TL;DR (Too Long; DidnTMt Read)


FAQs

1. How many days of maternity leave for miscarriage?
60 days, as per RA 11210.

2. Does it matter if the miscarriage is early or late in pregnancy?
No, itTMs still 60 days regardless of gestational age.

3. Can I get 105 days if I had a miscarriage?
No, 105 days is only for live births.

4. How is the SSS benefit for miscarriage computed?
Average Daily Salary Credit - 60 days.

5. Can I still file if I didnTMt submit MAT-1 before miscarriage?
Yes, but submit MAT-1 and MAT-2 together with medical proof of miscarriage.

Related SSS Maternity Benefits Guides

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
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