A contribution gap occurs when no contribution appears for a specific month in the member's My.SSS record. Gaps can be caused by employer non-remittance, delayed postings, PRN errors, or simple payment failure.
For short-term benefits such as sickness and maternity, gaps within the 12-month qualifying period may result in denied claims. This is why complete and timely posting of contributions is crucial.
Regular monitoring helps members spot and correct gaps early. Employers can also be reported for non-remittance, while self-paying members can request posting corrections directly from SSS.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
