SSS Maternity Qualifying Period Calculator

What is the SSS maternity qualifying period?

The SSS maternity qualifying period is the 12-month period before your semester of contingency. This is the period SSS checks to see if you have enough posted contributions for maternity benefit eligibility.

In simple terms, your EDD or delivery month decides the semester of contingency. The 12 months before that semester are the months inside your qualifying period.

Why your EDD month matters

Your expected delivery month decides which two-quarter semester is excluded from the qualifying period. Contributions inside that semester do not count for the qualifying period, even if they are paid before you file.

This is why two members with different EDD months can have different qualifying periods. For example, a January 2027 EDD and an October 2026 EDD will not use the same qualifying months.

If you recently found out you are pregnant

If you recently discovered you are pregnant, your expected delivery date may already be several months away. Your EDD month is important because it decides which SSS contribution months may count for your maternity benefit.

Select your expected delivery month above. The result will show your semester of contingency, qualifying period, and the exact months you should check in your posted SSS contributions.

Simple Taglish guide

Common EDD qualifying period examples

Many members search by EDD month, such as June 2026 EDD, October 2026 EDD, December 2026 EDD, or January 2027 EDD. Here are common upcoming EDD months and the qualifying periods you may need to check.

SSS maternity qualifying period by EDD month

Use the tables below to quickly check the semester of contingency and qualifying period for each EDD month. For a faster answer, use the calculator above.

EDD 2026 qualifying period table

EDD 2027 qualifying period table

Can I still pay missing SSS contributions?

It depends on your member type, payment deadline, PRN, and the month you want to pay. Some members may still be able to pay current or upcoming months, but months that are already past the allowed payment deadline may no longer be payable.

The calculator result now shows a planning deadline for each qualifying month. Use it to see which months are already passed, which months are urgent, and which months may still be possible to pay or verify.

If your qualifying period still has current or upcoming months, check your SSS contributions early. If your qualifying period is already fully in the past, focus on checking which contributions were already posted.

What to do after finding your qualifying period

After you know your qualifying period, check if you have at least 3 posted SSS contributions inside the months shown above.

If you have contributions in those months, the next step is to estimate your possible SSS maternity benefit amount using your member type, maternity case, MSC, or contribution records.