Estimate the possible employer salary differential for employees and kasambahays.
Supports 105-day, 120-day, and 60-day maternity cases.
Use this if your actual salary is above the SSS maternity benefit MSC cap.
Enter your maternity case, event month, and actual salary per qualifying-period month.
This calculator automatically estimates SSS, PhilHealth, Pag-IBIG, salary differential, and estimated cash received.
Your salary details were transferred from the main calculator. Review the values below before computing.
Step 1: Member Type & Maternity Case
Salary differential applies to employed/kasambahay cases.
Step 2:
Enter Expected Due DateEnter Date of Miscarriage / ETP / Stillbirth
Semester of Contingency
-
Qualifying Period
-
The salary differential estimate uses your actual salaries entered for the qualifying-period months.
Step 3: Enter Your Actual Monthly Salary
Enter your actual salary, not the rounded SSS MSC. If your salary changed during the qualifying period,
enter the correct salary for each month.
The calculator uses the highest 6 salary months. SSS and PhilHealth deductions are estimated automatically.
Top 6 salary basis:
Average of highest 6 salary months is
₱0.
Top 6
Automatic deduction estimate:
SSS and PhilHealth are estimated from the average employee share of the highest 6 salary months.
Pag-IBIG is fixed at ₱200 per month. Income tax is shown as ₱0 because salary differential is treated as tax-exempt under BIR RMC 105-2019.
Your Estimated Employer Salary Differential
₱0
This estimate separates your SSS maternity benefit, employer salary differential, and employee-side deductions.
Salary Differential Summary
Total maternity leave pay
Based on your salary and leave days
₱0
Less: SSS maternity benefit
Estimated SSS benefit used
₱0
Gross salary differential
Before employee deductions
₱0
Estimated Employee Deductions
SSS
Average top-6 share x leave months
-₱0
Pag-IBIG
₱200 x leave months
-₱0
PhilHealth
Average top-6 share x leave months
-₱0
Income Tax
Tax exempt under RMC 105-2019
₱0
Total deductions
Total employee-side deductions for leave period
-₱0
To receive from employer
Net employer top-up after deductions
₱0
Total estimated cash received
SSS maternity benefit + net employer top-up
₱0
Income Tax: ₱0. The salary differential is treated as exempt from income tax and withholding tax under BIR RMC 105-2019. If HR/payroll deducts tax, ask them to check the circular or explain their basis.
Your gross salary differential exists, but deductions may use it up.
This means your estimated additional employer cash may become ₱0, while your SSS maternity benefit remains included in the total estimated cash received.
Salary differential compares your estimated full maternity leave pay against the maximum SSS maternity benefit for your selected case. This page uses your actual salary, maternity case days, and automatic employee-side deduction estimates to show a planning amount.
Deduction method: SSS and PhilHealth are estimated from the average employee share of the highest 6 salary months. Pag-IBIG is fixed at ₱200 per month.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.