Terms of ServiceLast updated: October 13, 2026Welcome to SSS Maternity Benefits Calculator. By accessing or using sssmaternitybenefitscalculator.com, you agree to these Terms of Service.1. Informational PurposeThis website provides calculators, guides, examples, and other educational information related to Philippine SSS benefits, contributions, loans, maternity benefits, and related government programs.The website is an independent website. It is not affiliated with, endorsed by, or operated by the Philippine Social Security System (SSS), PhilHealth, Pag-IBIG Fund, or any other government agency.2. Calculator Results Are EstimatesCalculator results, benefit estimates, qualifying-period results, contribution calculations, loan estimates, dates, and other outputs are provided for general guidance only.Actual eligibility, benefit amounts, contribution records, filing requirements, loan approval, claim approval, payment dates, and other official decisions depend on the records, rules, and validation of the appropriate government agency.You should verify important information through the relevant official agency before making financial, employment, filing, or benefit-related decisions.3. No Professional AdviceContent on this website does not constitute legal, financial, tax, medical, employment, or other professional advice. Your circumstances may differ from the examples and calculations shown on the website.4. Accuracy and AvailabilityWe aim to keep information useful and up to date, but we do not guarantee that all information, calculations, links, or website features will always be complete, current, error-free, or continuously available.Government rules, contribution tables, benefit requirements, and other information may change. We may update, modify, suspend, or remove website content or features at any time.5. Affiliate Links and AdvertisingThis website may display advertisements and may contain affiliate or referral links. If you click certain links or complete a qualifying transaction or application, we may receive a commission or referral payment at no additional cost to you.Affiliate relationships do not change the results produced by our calculators. Approval, eligibility, fees, limits, rates, and other terms of third-party products remain subject to the third party’s own requirements and decisions.6. Third-Party Websites and ServicesThe website may link to third-party websites, government websites, financial institutions, advertisers, or other external services. We do not control those websites and are not responsible for their content, availability, security, privacy practices, products, or services.Your use of a third-party service is governed by that provider’s own terms and policies.7. Google Services and Website AnalyticsThe website may use services such as Google Search Console, Google advertising technologies, and Microsoft Clarity for website administration, analytics, performance monitoring, advertising, and improvement.Our handling of personal information and Google API data is described in our [Privacy Policy](/privacy-policy/).8. Acceptable UseYou agree not to misuse the website, interfere with its operation, attempt unauthorized access, introduce malicious code, scrape or overload the website in a manner that disrupts normal service, or use the website for unlawful purposes.9. Intellectual PropertyUnless otherwise stated, the website’s original calculators, written content, layouts, graphics, branding, and other original materials are owned by or licensed to SSS Maternity Benefits Calculator and are protected by applicable intellectual-property laws.You may use the website for personal and informational purposes. You may not reproduce, republish, sell, or commercially redistribute substantial portions of our original content or tools without permission.10. Limitation of LiabilityTo the fullest extent permitted by applicable law, SSS Maternity Benefits Calculator and its operators will not be liable for losses or damages arising from reliance on estimates, website content, service interruptions, third-party services, or decisions made using information from this website.11. PrivacyYour use of this website is also subject to our [Privacy Policy](/privacy-policy/), which explains how information may be collected and used.12. Changes to These TermsWe may update these Terms of Service from time to time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes are posted means you accept the revised terms.13. Governing LawThese Terms of Service are governed by applicable laws of the Philippines, without prejudice to any rights you may have under mandatory consumer or privacy laws.14. ContactIf you have questions about these Terms of Service, please contact us using the contact information provided on SSS Maternity Benefits Calculator.