A Primary Beneficiary refers to the spouse and dependent minor children of an SSS member. These individuals are first in line to receive benefits such as death pension when the member passes away. The spouse must be living with the member at the time of death or must have been dependent for support. Children must be legitimate, legitimated, legally adopted, or illegitimate and below 21 years old, unless incapacitated.
Primary beneficiaries receive a lifetime or long-term pension depending on contribution history. Up to five dependent children may receive additional pension allowances. If the spouse remarries, the pension continues only for the dependent children.
Primary beneficiaries ensure that the closest dependents of the member receive financial support after their loss. This classification is vital in determining the priority and distribution of SSS death benefits.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
