SSS Contribution Reference

SSS Contribution Table 2023

Check the 2023 SSS contribution table for employees, kasambahay, self-employed, voluntary members, non-working spouses, and land-based OFWs.

2023 contribution rate: 14%

Total rate
14%
Employee share
4.5%
Employer share
9.5%

For employed members. Employer-paid EC is separate where applicable.

View 2023 Tables Use 2023 Calculator

2023 Contribution Rate: 14%

The SSS contribution rate for 2023 is 14%, based on the combined share of employers and employees. This is the year when the contribution rate increased from previous years and matches the same contribution rate used in 2024, but is still lower than the 15% rate used from 2025 onwards.

Why 2023 SSS Contribution Rates Still Matter Today

Even if we are already in 2026, SSS still checks your past posted contributions when you apply for benefits. The contribution months from 2023 may still be counted in:

  • Maternity Benefit - uses posted contributions within the applicable maternity qualifying period
  • Sickness Benefit - requires recent contribution postings
  • Retirement - higher posted MSC leads to higher pension
  • Loan Eligibility - based on latest posted MSC and membership status
  • Employment Verification - HR and payroll corrections use this year’s table

So if you notice missing contributions or wrong MSC postings, refer to the table below to confirm if the amount paid was correct for 2023.

Important: Check for Underpayment or Missing Contributions

If your posted contribution for any month in 2023 is lower than the correct MSC bracket, you may request correction or retroactive posting through your SSS online account or employer.

Full SSS contribution table 2023

Choose your member category. Wide tables can be scrolled horizontally on smaller screens.

Checking My.SSS? Use the highlighted My.SSS Contribution column to match the posted SS/MPF amount. EC is shown separately and is not included in that comparison amount.

Want the exact amount for your salary?

Use the 2023 calculator instead of manually scanning every table row.

Open SSS Contribution Calculator 2023

How SSS Computes Employer and Employee Shares in 2023

For employed members, the total 14% contribution is shared between employer and employee. The employee pays only a portion of the contribution, while employers shoulder:

  • Employer share on Regular SS Contribution
  • Employer pays 100% of the EC (Employee Compensation) Program
  • Employer also contributes to the MPF (Mandatory Provident Fund) when MSC reaches higher brackets

You may check your payslip and compare with the table to verify if your employer is posting correctly to SSS.

Minimum and Maximum SSS Contribution in 2023

  • Minimum Monthly Salary Credit (MSC): ₱4,000
  • Maximum Monthly Salary Credit (MSC): ₱30,000
  • Minimum My.SSS contribution: ₱560. Self-employed members also had separate EC of ₱10.
  • Maximum My.SSS contribution: ₱4,200. Self-employed members also had separate EC of ₱30.

For employed members, the maximum employee share is ₱1,350 while the employer pays the rest.

Which SSS Benefits Are Affected by 2023 Contributions?

Posted contributions in 2023 help increase or qualify you for:

  • Maternity Benefit - based on the last posted MSCs
  • Salary Loan - based on updated monthly contributions
  • Sickness Benefit - requires updated postings
  • Disability & Funeral Benefits
  • Retirement Benefit - directly impacts final pension computation

Frequently Asked Questions (SSS Contribution Changes from 2022 to 2023)

In 2022, the SSS contribution rate was 13% under Republic Act No. 11199. In 2023, the rate increased to 14%, marking the first step of the scheduled contribution adjustments. This increase affected both employers and employees.

The 2022 SSS contribution rate was 13%, split into 9.5% employer share and 4.5% employee share. Self-employed and voluntary members paid the full 13% on their chosen Monthly Salary Credit (MSC).

For 2022, the minimum MSC was ₱3,000 and the maximum MSC was ₱25,000. In comparison, 2023 increased the minimum MSC to ₱4,000, allowing members to build higher future benefits.

The minimum total SSS contribution in 2022 was ₱390, based on the ₱3,000 MSC. This consisted of ₱135 employee share and ₱255 employer share.

In 2022, members with an MSC above ₱20,000 automatically had the excess contribution redirected to the Workers’ Investment and Savings Program (WISP). The regular SSS contribution was capped at ₱2,600, with amounts beyond this allocated to WISP.

In 2022, self-employed and voluntary members paid the full 13% contribution themselves, with a minimum payment of ₱390. Land-based OFWs had a minimum MSC of ₱8,000, resulting in a minimum monthly contribution of ₱1,040.

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