If you’re a female member of the Social Security System (SSS) in the Philippines, you may be entitled to maternity benefits to help cover your income during pregnancy and childbirth. This article explains how much SSS maternity reimbursement you can expect, how its calculated, and how to get an accurate estimate using our SSS Maternity Benefits Calculator.
What Is SSS Maternity Reimbursement?
SSS maternity reimbursement refers to the payment given by SSS to either:
- Employers: Reimbursing the amount they advanced to an employee on maternity leave.
- Self-employed and voluntary members: Paid directly by SSS after claim approval.
How Much Can You Get?
The maternity reimbursement amount depends on your monthly salary credit (MSC) and contributions. The benefit is calculated as follows:
- Daily Maternity Benefit
Formula: Daily Maternity Benefit = Total 6 Highest MSCs / 180 - Total Benefit
Total Maternity Benefit=Daily Maternity Benefit Number of Leave Days
Leave days allowed are:
105 days for normal or cesarean delivery
120 days for solo parents
60 days for miscarriage or emergency termination of pregnancy
Example Computation
- Suppose your highest MSCs total 90,000.
- Divide by 180 to get a daily benefit of 500.
- For normal delivery (105 days): 500105= PHP 52,500
This amount would be your total maternity reimbursement.
Who Gets the Reimbursement?
- Employed Members: Employers advance the benefit and file for reimbursement.
- Self-Employed and Voluntary Members: SSS directly pays the member after approval.
Use Our Maternity Benefits Calculator
To simplify your computation, use our SSS Maternity Benefits Calculator and get an estimate tailored to your contributions.
Conclusion
SSS maternity reimbursement varies depending on your monthly salary credit and the number of leave days. Keep your SSS contributions updated to maximize your benefit. Compute your estimated reimbursement today using our SSS Maternity Benefits Calculator!