SSS Maternity Tool

SSS Maternity Qualifying Period Calculator 2026–2027

Find the 12 months SSS will check and review the payment or remittance cutoff for every qualifying month.

Includes complete 2026 and 2027 EDD charts

Enter your details

Your member type determines the payment rule and who is responsible for the contribution.

Use the EDD while pregnant, the actual childbirth month after delivery, or the medical-event month for miscarriage, stillbirth, or ETP.

Your result

Qualifying months and deadlines

Review every month and its payment or remittance cutoff.

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You generally need at least 3 valid monthly contributions inside the qualifying period.

Confirm every month in My.SSS before relying on it. A later PRN date does not extend the maternity-counting cutoff. Employer-handled missing months should be verified with the responsible employer or agency and SSS.

Already have at least 3 posted qualifying months?

Continue to the full calculator to estimate the possible maternity benefit.

Continue to Full Maternity Calculator Ask About My Result

2026 and 2027 qualifying-period chart

Use these charts as a reference. The checker above gives a personalized answer based on the selected member type and event month.

A separate 2027 calculator is not needed. Select a 2027 EDD above or open the corresponding chart below.

EDD month Semester Qualifying period
January 2026 Oct 2025 - Mar 2026 Oct 2024 - Sep 2025
February 2026 Oct 2025 - Mar 2026 Oct 2024 - Sep 2025
March 2026 Oct 2025 - Mar 2026 Oct 2024 - Sep 2025
April 2026 Jan 2026 - Jun 2026 Jan 2025 - Dec 2025
May 2026 Jan 2026 - Jun 2026 Jan 2025 - Dec 2025
June 2026 Jan 2026 - Jun 2026 Jan 2025 - Dec 2025
July 2026 Apr 2026 - Sep 2026 Apr 2025 - Mar 2026
August 2026 Apr 2026 - Sep 2026 Apr 2025 - Mar 2026
September 2026 Apr 2026 - Sep 2026 Apr 2025 - Mar 2026
October 2026 Jul 2026 - Dec 2026 Jul 2025 - Jun 2026
November 2026 Jul 2026 - Dec 2026 Jul 2025 - Jun 2026
December 2026 Jul 2026 - Dec 2026 Jul 2025 - Jun 2026

EDD month Semester Qualifying period
January 2027 Oct 2026 - Mar 2027 Oct 2025 - Sep 2026
February 2027 Oct 2026 - Mar 2027 Oct 2025 - Sep 2026
March 2027 Oct 2026 - Mar 2027 Oct 2025 - Sep 2026
April 2027 Jan 2027 - Jun 2027 Jan 2026 - Dec 2026
May 2027 Jan 2027 - Jun 2027 Jan 2026 - Dec 2026
June 2027 Jan 2027 - Jun 2027 Jan 2026 - Dec 2026
July 2027 Apr 2027 - Sep 2027 Apr 2026 - Mar 2027
August 2027 Apr 2027 - Sep 2027 Apr 2026 - Mar 2027
September 2027 Apr 2027 - Sep 2027 Apr 2026 - Mar 2027
October 2027 Jul 2027 - Dec 2027 Jul 2026 - Jun 2027
November 2027 Jul 2027 - Dec 2027 Jul 2026 - Jun 2027
December 2027 Jul 2027 - Dec 2027 Jul 2026 - Jun 2027

After finding the correct period, confirm which contributions are actually posted in My.SSS.

How the deadline checker works

The checker first finds the 12-month qualifying period before the semester of contingency. It then uses the earlier of the normal payment or remittance deadline and the final day of the qualifying period.

Enter EDD and member type

This identifies the qualifying period and the correct deadline rule.

Review all 12 months

Status colors are used only to show whether action may still be possible or requires verification.

What does “still payable” mean?

For self-paying members, both the normal SSS deadline and the maternity-counting cutoff must still be open. The final qualifying-period month must be paid on or before the end of that month, even when the PRN shows a later expiration.

Employees should not automatically pay an employed month as Voluntary. Employee, kasambahay, sea-based OFW, and remitting-agency months should be checked with the responsible employer or agency.

The date displayed by the checker is the last date used for that contribution to count toward the selected maternity claim.

Frequently asked questions

It is the 12-month period before the semester of contingency. SSS generally checks for at least 3 posted monthly contributions inside this period.

Not always. Contributions inside the semester of contingency do not count. The correct months are the 12 months before that semester.

The semester is July 2026 to December 2026. The qualifying period is July 2025 to June 2026.

The semester is October 2026 to March 2027. The qualifying period is October 2025 to September 2026.

You generally need at least 3 posted monthly contributions inside the correct 12-month qualifying period.

Review the deadline status of all 12 months and confirm in My.SSS which contributions are already posted.

Continue your maternity check

Estimate the benefit amount, read the main guide, or ask about the result.

Looking for additional payment flexibility?

Explore an optional UnionBank credit-card offer for planned or unexpected expenses. Approval, fees, eligibility, credit limit, and terms remain subject to UnionBank.

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