Step-by-Step: How Employers Can File Kasambahay Maternity Benefit 2026

Step-by-Step: How Employers Can File Kasambahay Maternity Benefit 2026

Under the Kasambahay Law (RA 10361), every household employer in the Philippines has a legal obligation to register their kasambahays with the Social Security System (SSS) and remit monthly contributions on their behalf. One of the most important benefits this coverage provides is the SSS Maternity Benefitⓘ, which supports a female kasambahay during childbirth, miscarriage, or pregnancy-related complications.

If youTMre a household employer or managing a household with helpers, yayas, or caregivers, this comprehensive 2026 guide will walk you through the exact steps to file the SSS Maternity Benefit for your kasambahay " from notification to reimbursement.

Why SSS Maternity Benefit Matters for Kasambahays

Many kasambahays rely solely on their employer for their livelihood. During pregnancy or recovery, they lose income " thatTMs where SSS Maternity Benefit comes in. ItTMs a cash allowance given to qualified female members who cannot work due to childbirth, miscarriage, or related conditions.

For employers, this benefit ensures that your kasambahay receives proper financial support without bearing the entire expense yourself, since SSS reimburses you after filing.

Who Is Considered a Kasambahay

A kasambahay (household helper) is any person who performs domestic work within a household for compensation, including:

• Yays or nannies
• House helpers or cleaners
• Gardeners
• Family drivers
• Caregivers

All kasambahays earning '1,000 or more per month must be registered with SSS.

3/4 Employer Responsibilities Before Filing Maternity Benefit

Before a kasambahay can receive her SSS Maternity Benefit, the employer must ensure the following:

1. SSS Registration:
   Both employer and kasambahay must have active SSS numbers and be properly registered under Household Employment.
2. Updated Contributions:
   The employer must remit monthly SSS contributions based on the Kasambahay Contribution Table 2026 (see below).
3. Maternity Notificationⓘ:
   The employer must file the maternity notification with SSS as soon as the kasambahayTMs pregnancy is confirmed.
4. Complete Documentation:
   All required forms and certificates must be correctly filled and signed before claim submission.

"... Step-by-Step: How Employers Can File Kasambahay Maternity Benefit 2026

Step 1: Submit Maternity Notification

Before childbirth, miscarriage, or termination of pregnancy, the employer must notify the SSS.

Options for Filing:

• Online via My.SSS
• Log in to My.SSS
• Select Maternity Notification
• Encode the Expected Delivery Date (EDD)
• Upload a scanned pregnancy test or ultrasound
• Print the confirmation slip
• Over-the-Counter
• Visit the nearest SSS branch
• Submit a filled SSS Maternity Notification Form
• Attach medical proofⓘ of pregnancy (ultrasound or test result)
• Bring valid IDs of both employer and kasambahay

-" Deadline: Must be filed before delivery or miscarriage date.

Step 2: Wait for SSS Acknowledgment

Once filed, SSS will issue a Maternity Notification Acknowledgment Receipt.
Keep this as proof " it will be needed during the Required documentsⓘ include the Sickness Notification, medical records, attendance l?" title="A Reimbursement Claim is filed by employers to recover sickness benefits advanced to employees. Required documents include the Sickness Notification, medical records, attendance l?">reimbursement claimⓘ.

Step 3: Prepare Documents After Delivery

After childbirth or miscarriage, the employer must compile these documents:

Step 4: File Maternity Benefit Reimbursement

Employers can file for reimbursement online or in-branch.

Option 1: Online via My.SSS (Recommended)

1. Go to My.SSS
2. Click E-Services ' Maternity Benefit Application
3. Upload all required documents (MAT-2, birth certificate, receipts)
4. Enter bank details for disbursement (via Disbursement Account Enrollmentⓘ Module)

Option 2: Over-the-Counter Filing

1. Go to the nearest SSS branch
2. Submit MAT-2 and supporting documents
3. Present valid IDs and SSS contribution receipts
4. Receive a transaction acknowledgment slip

-" Processing Timeⓘ: 7"14 working days (if all documents are complete).

Step 5: Receive and Disburse the Benefit

Once approved, SSS will credit the benefit amount directly to the employerTMs bank account, which must then be disbursed to the kasambahay.

... Employers must pay the entire maternity benefit to the kasambahay in advance, then claim reimbursement from SSS afterward.

' degrees How to Compute the KasambahayTMs Maternity Benefit

Formula:

Maternity Benefit = (Average Salary Creditⓘ (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly?" title="The Average Daily Salary Credit (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly?">Daily Salary Creditⓘ - Number of Days)

Example:
If the kasambahay earns '6,000/month:

• Average Daily Salary Credit = '6,000 - 30 = '200
• Benefit = '200 - 105 = '21,000

... The kasambahay will receive '21,000 (reimbursed to the employer after filing).

- Case Study: Employer Filing Example

Scenario:
Liza, a household employer in Quezon City, employs Ana, a kasambahay earning '5,000/month. Ana is due in June 2026.

1. Liza files the maternity notification in January 2026.
2. Ana gives birth in June and provides the birth certificate.
3. Liza submits the MAT-2 Form and contributions proof online.
4. After two weeks, '17,500 is credited to LizaTMs account " which she already paid in advance to Ana.

Full Kasambahay / Household Helper MSC Table 2026

Notes:

• For salaries below '5,000, employers pay the full contribution.
• For '5,000 and above, contributions are shared between employer and employee.
• EC (Employee Compensation) applies up to '20,000 MSC.
• MPF (Mandatory Provident Fund) is optional and excluded from maternity computation.

' Common Mistakes Employers Should Avoid

Filing maternity notification after delivery
Submitting incomplete documents
Not updating contributions before claim
Paying kasambahay in cash without proof of benefit disbursementⓘ

... Always verify SSS contribution status through My.SSS before filing.

" Check Eligibility Instantly

Use the SSS Maternity Benefits Calculator to:

• Verify the qualifying periodⓘ
• Compute estimated benefits
• Confirm contribution compliance

This free online calculator is perfect for both employers and kasambahays to check eligibility instantly.

- Benefit Limits 2026

Even if contributions include '35,000 MSC (with MPF), SSS only uses '20,000 MSC for maternity benefit computation.

Final Thoughts

For household employers, filing an SSS Maternity Benefit for your kasambahay is both a legal duty and a humane act of care. Ensuring your helper receives her rightful benefit fosters trust, loyalty, and compassion at home.

Follow the steps carefully, keep records updated, and always use the SSS Maternity Benefits Calculator to double-check eligibility before filing.

Your support during your kasambahayTMs maternity journey not only complies with the law " it also helps uplift Filipino families. '-