SSS Maternity Questions & Answers

Kelan po EDD mi? if EDD is Jan, Feb, March pwede pa po makahabol if Old member ka sa SSS, generate ka PRN for April to Jun Pay mo xa on or before end of June (recommend if EDD is January just incase mapa aga ang delivery to december pasok parin yung april -june contribution if na pay xa on or before end of june)then July to Sept quarterly payment ang due is on or before end of Sept. if voluntary ka pwede mo pay 3k per month for 6 months under QP para ma meet mo yung 70k max matbe (based sa 2026 highes MSC na kina count ni SSS for matben).

if old member po kayo yes po generate ka PRN for April to June pay mo xa on or before end of june (current month ngayon is june.)

Yes mommy, pwede po 😊
Kung January 2027 ang EDD mo, kasama sa qualifying period ang April, May, at June 2026, kaya pwede mong bayaran ang April–June 2026 ng isang bagsakan ngayong last week ng June, as long as allowed sa PRN mo and before the SSS deadline.
Best gawin: gumawa ng PRN sa My.SSS for April–June 2026, then bayaran agad para safe.
Pwede mo rin i-check ang estimated maternity benefit mo dito:
https://sssmaternitybenefitscalculator.com

Yes mommy, hindi po late ang May payment mo 😊
Yung May 2026 na binayaran mo noong June 22, 2026 ay pasok pa, kasi ang deadline ng May contribution is usually end of June. Yung June 2026 payment mo, okay din kasi nabayaran mo rin within June.
Since November 2026 ang EDD mo, counted ang May at June 2026 sa qualifying period. Make sure lang na posted na sa SSS account mo at meron kang 3 months posted contribution under Qualifying Period mo since ang requirements po ni SSS para ma qualify ka is atleast 3mons posted contribution
Pwede mo rin i-check estimate mo dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy, for EDD August 1, 2026, pasok sa qualifying period ang April 2025 to March 2026. So yes, important yung April–August 2025 contributions mo.

Pwede mo silang kausapin na i-remit nila, pero since late na siya at ngayon lang babayaran, possible na hindi na siya maisama sa maternity computation. Better pumunta or mag-message agad sa SSS and bring proof like payslip/COE showing employed ka and may SSS deduction.

Employer po ang may responsibility kung hindi nila nahulugan on time.

Pwede mo rin i-check estimate mo dito:
https://sssmaternitybenefitscalculator.com

Yes mommy, possible pa po 😊
Kung October 2026 ang EDD mo, ang qualifying period mo is July 2025 to June 2026. So kung naghulog ka from March 2026 to June 2026, pasok po iyon, basta paid and posted sa SSS.if hindi pa po kayo bayad generate ka ng 1 PRN for April to Jun tapos pay mo xa on or before end of june or better as early as possible (current month now is june.) Yung hulog from July 2026 onwards, hindi na counted sa maternity computation for October EDD kaya wag mo po xa palipasin or bayaran ng July or lagpas na sa last month ng qualifying period mo.

Check mo estimate mo dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, possible makakuha, pero baka hindi umabot ng ₱70k.

Since June ka nanganak, ang susundin ni SSS is actual delivery month, not July EDD. So ang qualifying period mo ay usually January–December 2025.

Meaning, yung Oct–Dec 2025 counted, pero yung Jan–Mar 2026 likely hindi na counted. Kung 3 months lang ang counted, eligible ka possible, pero hindi maximum ₱70k.

Check mo estimate mo dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, qualified ka possible 😊

For EDD November 2026, ang qualifying period mo is July 2025 to June 2026. So yung hulog mo from July 2025 to April 2026 ay counted, basta paid and posted sa SSS. SSS requires at least 3 paid contributions within the 12-month qualifying period.

Kung magkano makukuha, depende po sa 6 highest monthly salary credits/contributions mo. Kung maximum ang hulog mo sa top 6 months, possible umabot ng ₱70,000 for normal delivery.

Pwede mo i-check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, meron po 😊

For EDD January 2027, dapat mag-file ka ng SSS Maternity Notification / MAT-1 before ka manganak. Mas safe na mag-file na as soon as confirmed ang pregnancy, huwag hintayin ang January. SSS forms also require the maternity notification to be received prior to delivery/miscarriage/procedure.

Kung employed ka, notify your HR/employer para sila mag-submit sa SSS. For maternity leave application sa work, best magpaalam at least 30 days before your leave, whenever possible.

After manganak, saka naman ang maternity benefit claim / MAT-2.

Pwede mo rin i-check qualifying period at estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Yes mommy, qualified ka possible 😊
For EDD October 2026, ang qualifying period mo ay July 2025 to June 2026. Since naghulog ka from June 2025, counted ang July 2025 to June 2026 basta posted sa SSS.
Sa amount, depende kung ano yung ₱1,500 monthly:

Kung ₱1,500 ay employee deduction sa payslip, possible near/max ₱70,000.

Kung ₱1,500 ay total contribution, estimate is around ₱35,000.

Yung hulog from July–October 2026, tuloy pa rin pero hindi na counted sa maternity computation for October EDD.
Pwede mo i-check estimate dito mommy:
https://sssmaternitybenefitscalculator.com