How to Submit SSS Maternity Notification for Household Employees 2026
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How to Submit SSS Maternity Notification for Household Employees 2026
Becoming a mother is one of the most beautiful chapters in life " but it also comes with physical and financial challenges. For household employees such as kasambahays, caregivers, and house helpers, the SSS Maternity Benefitⓘ serves as vital financial protection during pregnancy, childbirth, or pregnancy-related complications.
If you are a first-time mother or an employer of a kasambahay, one of the first and most important steps is submitting the SSS Maternity Notificationⓘ. This ensures that the SSS knows about the pregnancy early and that the household employee will receive her rightful maternity benefits once she gives birth.
This complete guide will walk you through how to file the SSS maternity notification for household employees in 2026, the requirements, timelines, and sample cases to help you understand every detail clearly.
What Is the SSS Maternity Benefit?
The SSS Maternity Benefit is a cash allowance granted to female members who are unable to work due to childbirth, miscarriage, or early termination of pregnancy. It helps mothers financially while they recover, and is available to all eligible female SSS members, including household employees under the Kasambahay Law (RA 10361).
Under this law:
All household employers are required to register their kasambahays with SSS.
The employer must pay monthly contributions on behalf of the employee.
When the employee becomes pregnant, she can claim maternity benefits as long as she meets the SSS qualifying conditions.
' Why the Maternity Notification Matters
Filing a maternity notification is the first official step in the SSS maternity claim process. Without this, the employee cannot receive her maternity benefit.
The notification:
Confirms the pregnancy to SSS.
Ensures the claim will be recognized later.
Enables the employer to process reimbursement after advancing payment to the employee.
The employer files the maternity notification on behalf of the employee.
However, the kasambahay must inform her employer immediately after confirming her pregnancy.
HereTMs how it works:
The kasambahay informs her employer and provides proof (e.g., ultrasound, pregnancy test, or confinement periodⓘ, and the memberTMs inability to work. For sickness benefits, thi?" title="A medical certificate is a formal document issued by a licensed physician stating the diagnosis, confinement period, and the memberTMs inability to work. For sickness benefits, thi?">medical certificateⓘ).
The employer logs in to their My.SSS account to submit the notification online.
SSS records the notification under the employeeTMs SSS number.
This ensures that once the kasambahay gives birth, the employer can advance the maternity pay and later get reimbursed by SSS.
"< Eligibility Requirements for Maternity Benefit
To qualify for SSS Maternity Benefits in 2026, a female household employee must meet the following conditions:
SSS Membership " Must be an active SSS member.
Sufficient Contributions " At least three (3) monthly contributions within the 12-month period before the semester of childbirth.
Maternity Notification " Must file before childbirth or miscarriage.
Notified Employer " Employer must be informed and must also notify SSS.
Example:
If the expected delivery date (EDD) is August 2026, then:
She must have at least 3 PRNⓘ or employer reports, SSS upd?" title="Contribution posting refers to the process of recording a memberTMs paid contributions into their My.SSS account. Once a payment is validated using PRN or employer reports, SSS upd?">posted contributionsⓘ within that period.
3/4 Documents Required for Maternity Notification
For the Kasambahay:
Valid SSS ID or UMID card
Proof of pregnancy (ultrasound report or doctorTMs certificate)
SSS Maternity Notification Form (if filing over the counter)
Birth certificate (if already delivered)
For the Employer:
Employer SSS ID or registered account in My.SSS
EmployerTMs valid ID
Signed Maternity Notification Form (if manual)
Proof of SSS contributions for the kasambahay
'" Step-by-Step Process: How to File the Maternity Notification (2026)
Option 1: Online via My.SSS (Recommended)
This is the easiest and fastest method, available to both household employers and regular business employers.
Step 1: Visit SSS.gov.ph and log in to your My.SSS account. Step 2: Click Maternity Notification under the E-Services tab. Step 3: Input the kasambahayTMs SSS number and expected delivery date. Step 4: Upload the proof of pregnancy (ultrasound or medical certificate). Step 5: Submit the notification. Step 6: Download and save the acknowledgment receipt from SSS.
-" Deadline: Must be submitted before childbirth or miscarriage.
Option 2: Over-the-Counter Filing (For Employers Without Online Access)
Step 1: The kasambahay fills out the Maternity Notification Form (MAT-1). Step 2: Attach the proof of pregnancy (ultrasound or doctorTMs certificate). Step 3: The employer submits the documents to the nearest SSS branch. Step 4: The SSS representative stamps and issues an acknowledgment receipt. Step 5: Keep a copy for reimbursement later.
- EmployerTMs Role After Filing
Once the maternity notification is approved, the employer must:
Advance the full maternity benefit to the employee.
File for reimbursement from SSS after the employee gives birth.
Ensure all SSS contributions are up to date for both employer and employee.
This ensures that the kasambahay receives her benefit without delay while the employer later gets reimbursed by SSS.
' degrees How Much Will the Household Employee Receive?
The maternity benefit is computed based on the Average Salary Creditⓘ (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly?" title="The Average Daily Salary Credit (ADSC) is the average value used to compute daily SSS benefits, including sickness and maternity claims. It is derived from the six highest Monthly?">Daily Salary Creditⓘ (ADSC) multiplied by the number of days allowed:
" Note: Even if total contributions include the Mandatory Provident Fund (MPF), only up to '20,000 MSC is used for maternity computation.
Example Scenario
Example 1: Maria is a kasambahay earning '6,000/month. Her expected delivery date is May 2026. Her employer files the maternity notification online on January 10, 2026. Maria has six monthly SSS contributions (from May to October 2025).
... She qualifies for the maternity benefit because:
She filed before delivery.
She has at least three contributions in the qualifying period.
Her employer is registered with SSS.
"... Maternity Benefit Qualifying Period Table (For Reference)
Filing the maternity notification after delivery Employer not registered in My.SSS Missing proof of pregnancy Incomplete SSS contribution postings No acknowledgment receipt from SSS
... Always check the acknowledgment notice after filing and keep a printed copy for reimbursement claims.
Final Thoughts
The SSS Maternity Notification for Household Employees (2026) is more than a form " itTMs a motherTMs right to financial security. By filing early, both the employer and kasambahay ensure a smooth and stress-free maternity benefit process.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
