SSS Salary Loan Help

SSS Salary Loan Rejection Checker 2026

Select the rejection reason or My.SSS message that matches what you see. The checker will explain what it means and what you can check or do next.

Already have a specific code such as SL48, LID95, EXCP_0, SL91, or EL46? Use the SSS Error Code Checker instead.

Check your rejection

What did My.SSS show you?

Choose the exact sentence whenever it appears below. Ignore only personal dates, employer names, or contribution numbers that differ from member to member.

If you see an actual error code instead of a rejection reason, use the SSS Error Code Checker.

Tip: Save a screenshot of the complete My.SSS message before changing anything. Do not enter your SSS password, OTP, PIN, or full bank details into this checker.

Do you have an error code instead?

Technical codes and explicit Salary Loan rejection reasons are different problems. If My.SSS shows a code such as SL48, LID95, EXCP_0, SL91, or EL46, check the code separately.

Check My SSS Error Code

Want to estimate your Salary Loan instead?

Use the dedicated calculator for your possible gross loan, net proceeds, deductions, and monthly amortization.

Open SSS Salary Loan Calculator
Optional payment option

Need another payment option?

If your SSS Salary Loan is not available right now, you may optionally review a UnionBank credit-card offer. Approval, fees, limits, and terms are determined by UnionBank.

Need the full overview?

Go to the SSS Salary Loan Guide →
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