The Cohabitation Rule disqualifies a surviving spouse from receiving the survivorship pension if they enter a new live-in or common-law partnership. SSS considers cohabitation as equivalent to remarriage because it implies the presence of financial and emotional support from a new partner.
SSS may require affidavits, community certification, or investigation to evaluate allegations of cohabitation, especially in disputed claims.
This rule protects the survivorship pension fund and ensures that benefits are awarded only when dependence is genuine.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
