Maternity Reimbursement is the process by which employers recover the full maternity benefit they advanced to an employee. Under SSS rules, employers pay the full amount upfront and later file a reimbursement claim with SSS, provided all documents and requirements are complete.
Employers must submit the Maternity Benefit Reimbursement Application (MBRA) along with supporting documents such as the maternity notification, proof of salary, leave records, and medical or childbirth documents. The reimbursement is credited to the employer’s registered bank account.
Timely submission of documents and accurate reporting help avoid delays. Incorrect computation or incomplete medical records may hinder reimbursement processing, making proper documentation essential.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
