Maternity Benefit Planning Tool

Max SSS Maternity Benefit Calculator

Check whether qualifying months that are still current or future may increase your estimated maternity benefit.

Past qualifying months cannot be increased retroactively. Enter them only as they were actually posted. This planner changes only current or future qualifying months when testing a possible higher result.

Your details were transferred from the main calculator. Review the values before using the max planner.

Member type and maternity case

The member type determines whether the field uses the employee share or the total contribution rate.

Expected delivery date

The selected month determines the semester of contingency and the 12-month qualifying period.

Semester of contingency

-

Qualifying period

-

The planner compares your current entered values with a possible scenario using only eligible current or future months.

Enter your MSC or contribution

Enter either MSC or contribution for each month. The matching field updates automatically.

Select the member type to load the correct contribution rate.
Use Payslip SSS Deduction Only when the amount came from your payslip. Choose Total SSS Contribution Shown in My.SSS only when the amount came from your online SSS contribution record.

How this max planner works

The calculator first estimates the benefit from the values you entered. It then checks whether current or future qualifying-period months could produce a higher result when tested at the maternity-benefit MSC cap.

Past qualifying months Enter only the MSC or contribution that was actually posted. The planner keeps these values unchanged.
Current and future qualifying months For eligible self-paying members, the planner may test these months at up to ₱20,000 MSC to show a possible higher benefit.
Employee and kasambahay cases The page estimates from employer-reported values but does not recommend manual future payments.

Looking for additional payment flexibility?

Explore an optional UnionBank credit-card offer for planned or unexpected expenses. Approval, fees, eligibility, credit limit, and terms remain subject to UnionBank.

To top