SSS Maternity Help

SSS Maternity Questions & Answers

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These are the most common SSS maternity concerns from real questions submitted on this site. Choose the closest concern, or use the Questions Finder above for a specific case.

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18 questions found

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Question

Member: Employee EDD: August 2026 MAT-1
Question from Melojoy
Jul 2, 2026

Hi edd ko Po agust 2026
Paid ko Po is April 2025 to April 2026
Mag Kano Po kaya ang makukuha ko
2250 to 2450 Po ang bawas Sakin Ng agency ko po nag fill din Po Ako Ng Mat 1 pero Wala Po Ako na receid na email ni SSS salamat Po sa sasagot

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy 😊 For EDD August 2026, ang qualifying period mo is April 2025 to March 2026.

Since paid ka from April 2025 to April 2026, counted ang April 2025 to March 2026, so qualified ka possible basta posted sa SSS.

Kung yung ₱2,250–₱2,450 ay bawas sa payslip/employee share, possible near or up to ₱70,000 ang makuha mo for normal/CS. Pero kung total contribution yan, possible lower.

Due date safe note: last counted month is March 2026, so dapat paid/posted on or before March 31, 2026 para safe.

About MAT-1, okay lang kahit walang email basta sa My.SSS/app nakalagay Submitted. Screenshot mo lang for proof.
Kung ikaw nag file ng Mat1 kailangan inform mo din ang HR/Employer mo at kung employed kaparin saknila hanggang manganak ka sila dapat mag file ng MAT2 mo

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

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Your August 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Question

Member: Voluntary EDD: December 2026 MAT-1
Question from Joyce
Jul 2, 2026

Hi, EDD ko po is December 2026. Paid on time for Jan-May. Pero for JUNE 2026 - July po ako nakapag bayad. Counted pa rin po ba ito for MATBEN? And, need ko pa po ba icontinue ang hulog after?

Also, wala po akong nareceive na email confirmation for MAT-1, pero sa website/app makikita na for MAT-1 under inquiry meron na po nakalagay na submitted and ref number.

Answer from SSS Maternity Calculator Team Answered Jul 2, 2026

Hi mommy 😊 For EDD December 2026, ang QP mo is July 2025 to June 2026.

If Jan–May 2026 are paid/posted, qualified ka na possible kasi may at least 3 contributions. But yung June 2026 na paid in July, may risk na hindi na counted sa MATBEN computation, kasi July starts the semester of delivery, and SSS says contributions paid within/after the semester of contingency are not considered.

Still, since may Jan–May ka, may makukuha ka pa rin possible; baka lang lower if hindi counted ang June.

No need to continue hulog after June para sa Dec 2026 MATBEN, kasi July onward hindi na counted, but okay ituloy for future SSS benefits.

About MAT-1: okay lang kahit walang email. If sa My.SSS/app may Submitted + reference number, screenshot mo lang para proof.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
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Question

Member: Voluntary EDD: December 2026 MAT-1
Question from Reya
Jun 30, 2026

EDD ko po ay Dec. 2026. Hinabol ko po ang hulog ko ng April at May 2026 today na post naman po ng June. Kase ang hulog ko lang po ay June 2026. Qualified po ba ako?Kailan po ako pwede mag apply for MAT-1?

Answer from SSS Maternity Calculator Team Answered Jun 30, 2026

Yes mommy, qualified ka possible 😊

For EDD December 2026, ang qualifying period mo is July 2025 to June 2026. If posted na ang April, May, at June 2026, may 3 contributions ka na, so possible qualified ka na basta paid on time at posted sa SSS.

Due date safe note: since June 2026 ang last month ng QP, mas safe na paid/posted siya on or before end of June 2026.

For MAT-1, pwede ka na mag-file as soon as confirmed ang pregnancy. Dapat ma-submit before ka manganak. If voluntary ka, file sa My.SSS. If employed ka, notify HR.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Voluntary EDD: Not provided MAT-1
Question from Anne
Jun 28, 2026

Walang confirmation sa email pero sa my.sss application may nakalagay submitted na yung mat1 ko

Answer from SSS Maternity Calculator Team Answered Jun 29, 2026

Yes mommy, okay lang po iyon 😊

Kung sa My.SSS application status ay nakalagay Submitted, ibig sabihin na-submit na ang MAT-1/Maternity Notification mo. Minsan wala talagang email confirmation, or delayed lang.

Para safe, screenshot mo yung Submitted status, transaction/reference number kung meron, at date submitted. Pag nanganak ka na, saka ka mag-file ng MAT-2 / Maternity Benefit Claim.

Check guide/estimate here mommy:
https://sssmaternitybenefitscalculator.com

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
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Question

Member: Voluntary EDD: Not provided MAT-1
Question from Jess
Jun 28, 2026

Bakit hindi ako makapagsuccess sa mat 1 hinihingi ang may red note na hinihingi ang psa

Answer from SSS Maternity Calculator Team Answered Jun 29, 2026

Hi mommy 😊 Kung MAT-1 pa lang, usually hindi pa dapat PSA ng baby ang requirement, kasi hindi ka pa nanganak.

Sa MAT-1, ang common proof is pregnancy test signed by doctor/health officer, blood test, or ultrasound. SSS form says Maternity Notification is submitted with proof of pregnancy.

If may red note na PSA, possible na:

MAT-2/claim ang napindot mo, not MAT-1.
May kulang/mismatch sa SSS records mo, like name, civil status, or birth details.
May previous record/document na kailangan i-update.

Try mo muna i-check kung nasa Maternity Notification / MAT-1 ka talaga. If ayaw pa rin, screenshot mo yung red note and ask SSS/branch kung anong PSA exactly ang hinihingi.

Check guide/estimate here mommy:
https://sssmaternitybenefitscalculator.com

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Member: Employee EDD: February 2027 MAT-1
Question from Maricel
Jun 26, 2026

What if po kung currently employed ako at regular na.Buntis po ako at manganganak sa February 20,2027. Gusto ko din po sana ifile for maternity benefit yung isa kong anak na turning 6 years old na po. Paano po magging proseso noon. Iffile ko po ba siya online on my behalf or innotify ko po ba employer ko?

Answer from SSS Maternity Calculator Team Answered Jun 26, 2026

Hi mommy 😊 Since currently employed ka, for your Feb. 20, 2027 EDD, dapat i-notify mo ang employer/HR and sila ang mag-submit ng MAT-1 sa SSS. QP mo is Oct 2025 to Sept 2026.

For your child na turning 6 years old, kung hindi mo pa na-claim dati ang SSS maternity, possible pa po kasi SSS allows filing within 10 years from delivery. File/check it through My.SSS, pero if employed ka noong nanganak ka dati, baka need employer certification/HR assistance.

Due date safe note: last QP month for your current pregnancy is Sept 2026, so dapat paid/posted on or before end of Sept 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
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Question

Member: Voluntary EDD: November 2026 MAT-1
Question from Rodilyn
Jun 25, 2026

EDD ko po Novermber 2026 at hahabulin ko po hulog ng April, May, at June para maging voluntary. Kailan po ako pwede mag file ng maternity benefits application?

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Hi mommy 😊 For EDD November 2026, ang qualifying period mo is July 2025 to June 2026.

Kung hahabulin mo ang April, May, June 2026, make sure paid on time at posted sa SSS.(Due on or before end of June) Then mag-file ka ng Maternity Notification / MAT-1 before manganak. SSS says voluntary members should notify SSS directly of pregnancy and EDD.

Yung Maternity Benefit Application / MAT-2, after ka na manganak mag-file, with birth documents and approved disbursement account.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Voluntary EDD: January 2027 MAT-1
Question from ARBIE
Jun 23, 2026

EDD ko po ay January 2027, may deadline po ba kung kailan mag fifile ng maternity leave?

Answer from SSS Maternity Calculator Team Answered Jun 23, 2026

Yes mommy, meron po 😊

For EDD January 2027, dapat mag-file ka ng SSS Maternity Notification / MAT-1 before ka manganak. Mas safe na mag-file na as soon as confirmed ang pregnancy, huwag hintayin ang January. SSS forms also require the maternity notification to be received prior to delivery/miscarriage/procedure.

Kung employed ka, notify your HR/employer para sila mag-submit sa SSS. For maternity leave application sa work, best magpaalam at least 30 days before your leave, whenever possible.

After manganak, saka naman ang maternity benefit claim / MAT-2.

Pwede mo rin i-check qualifying period at estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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