SSS Maternity Questions & Answers

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Employee MAT-1 EDD: August 2026
Question from Melojoy
Asked Jul 2, 2026

Hi edd ko Po agust 2026
Paid ko Po is April 2025 to April 2026
Mag Kano Po kaya ang makukuha ko
2250 to 2450 Po ang bawas Sakin Ng agency ko po nag fill din Po Ako Ng Mat 1 pero Wala Po Ako na receid na email ni SSS salamat Po sa sasagot

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Answer from SSS Maternity Calculator Team: Answered Jul 2, 2026

Hi mommy 😊 For EDD August 2026, ang qualifying period mo is April 2025 to March 2026.

Since paid ka from April 2025 to April 2026, counted ang April 2025 to March 2026, so qualified ka possible basta posted sa SSS.

Kung yung ₱2,250–₱2,450 ay bawas sa payslip/employee share, possible near or up to ₱70,000 ang makuha mo for normal/CS. Pero kung total contribution yan, possible lower.

Due date safe note: last counted month is March 2026, so dapat paid/posted on or before March 31, 2026 para safe.

About MAT-1, okay lang kahit walang email basta sa My.SSS/app nakalagay Submitted. Screenshot mo lang for proof.
Kung ikaw nag file ng Mat1 kailangan inform mo din ang HR/Employer mo at kung employed kaparin saknila hanggang manganak ka sila dapat mag file ng MAT2 mo

Check estimate dito mommy:
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Prepare the correct maternity claim requirements
Review the filing documents and steps that may apply before submitting your claim.
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Related Questions

Employee MAT-2 / Claim Filing
Question from Anne
Asked Jul 25, 2026

Kapapanganak ko palang ng july 11 via CS, ngayon palang maaasikaso ang maternity benefits. Gaano kaya katagal ito maprocess at makakuha?

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Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Since July 11 ka nanganak via CS, pwede mo na asikasuhin ang Maternity Benefit Application basta complete ang documents.

Kung self-filing/voluntary/separated ka, usually around 7 working days ang processing kapag complete at okay ang uploaded documents. After approval, possible may dagdag pang few banking days bago pumasok sa enrolled disbursement account.

Kung employed ka, usually employer/HR ang mag-aasikaso. Dapat i-advance ng employer ang full SSS maternity benefit within 30 days from filing of maternity leave application, then sila ang ire-reimburse ni SSS.

Prepare mo mommy ang child’s Certificate of Live Birth / registered birth document, proof/receipt from LCR if newly registered, and make sure active/approved ang Disbursement Account sa My.SSS para walang delay.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Prepare the correct maternity claim requirements
Review the filing documents and steps that may apply before submitting your claim.
View Claim Requirements
Employee General Question
Question from Kath
Asked Jul 24, 2026

Edd ko July tapos Ang hulog ko Nov. 2025 Hanggang June 2026 magkano Ang mat Ben ko

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Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Kung July 2026 ang EDD/actual delivery mo, ang qualifying period mo ay April 2025–March 2026.

Sa hulog mo na November 2025–June 2026, ang counted lang sa MatBen ay November 2025–March 2026 basta paid and posted on time. Hindi na counted ang April–June 2026 kasi nasa semester of contingency na sila.

May at least 5 counted months ka, so possible kang qualified. Pero hindi pa masasabi ang exact amount without your monthly contribution or MSC.

Example: kung ₱3,000 total contribution per month ang counted months mo, possible estimate for 105 days ay around ₱58,333. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: March 2026 — qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator
Employee General Question
Question from Swati
Asked Jul 23, 2026

maternity leave with caregiver allocation upto 7 days so sss maternity will 98 days for mother and payment of sss is 98days? what about 7 days payment?

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Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Yes, kapag nag-allocate ka ng 7 days sa father or qualified caregiver, mababawasan ang leave days mo.

So instead of 105 days, magiging 98 days kay mommy + 7 days sa father/caregiver. Hindi siya additional 7 days on top of 105 days — transferred days po siya.

Yung 7 days payment/leave ay dapat i-process ng employer ng father/caregiver, basta employed siya and may written notice/allocation proof. If hindi niya nagamit or may issue, ipa-verify sa SSS/HR para maayos ang adjustment.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

Useful SSS Guides & Calculators

SSS Maternity Benefit Calculator
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SSS Maternity Questions And Answers
PhilHealth Maternity Benefits

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
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