SSS Maternity Questions & Answers

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Voluntary MAT-2 / Claim Filing

Question from Liza

Asked Jun 20, 2026

Ano po ang requirements sa MAT 2 kapag Still Birth/Fetal Death ?

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Answer from SSS Maternity Calculator Team: Answered Jun 24, 2026

For MAT-2 / maternity benefit claim na Stillbirth or Fetal Death, usually kailangan mommy:
Maternity Benefit Application / MAT-2
Valid ID
Certificate of Fetal Death
If filing within 6 months from delivery: LCR-registered Certificate of Fetal Death + OR/AR
If beyond 6 months: PSA Certificate of Fetal Death + OR/AR
If employed: check with HR, kasi employer usually mag-aasikaso/reimburse.
If separated/voluntary: possible kailangan din ng Certificate of Separation / no advance payment, depende sa case.
Stillbirth/Fetal Death is treated like childbirth benefit, so usually 105 days ang maternity benefit if qualified. SSS lists “Stillbirth/Fetal Death” as a delivery type and requires a Certificate of Fetal Death for this case.
Pwede mo rin i-check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Prepare the correct maternity claim requirements

Review the filing documents and steps that may apply before submitting your claim.

View Claim Requirements

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Voluntary General Question

Question from Jessica

Asked Jul 27, 2026

Kaka alam ko lang na buntis ako, wala na akong hulog simula noong june 2025

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Hindi po automatic na hindi ka qualified, pero kailangan muna malaman ang EDD month/year mo.

Sa SSS MatBen, ang tinitingnan ay kung may at least 3 paid and posted contributions sa qualifying period mo.

Since wala ka nang hulog simula June 2025, ganito ang guide:

Kung Oct–Dec 2026 ang EDD mo, likely hindi qualified kung wala kang hulog from July 2025–June 2026.
Kung Jan–Mar 2027 ang EDD mo, possible pa kung makakahulog ka ng July–September 2026 on time.
Kung Apr–Jun 2027 ang EDD mo, possible pa rin kung makakahulog ka ng at least 3 months in 2026 on time.

Pakicomment mommy ang EDD month/year mo para macheck kung anong months ang dapat mong bayaran at kung pwede pa makahabol.

Check din dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit

Use your member type, EDD, and contribution details to get a personalized estimate and next steps.

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Voluntary Contribution / Payment Deadline EDD: March 2026

Question from Jessica

Asked Jul 27, 2026

EDD ko po March 2026 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang March 2027 and April 2027 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Nag check ako sa calculator ng maternity benefit ng sss totoo bang pwede ko pa mahulugan ang qualifying dates ko from july to September para maka avail ng maternity benefit?

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Pakicheck muna ang year kasi magkaiba ang sagot:

Kung March 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Yes, possible na makatulong ang July, August, September 2026 para maka-qualify, basta mabayaran gamit valid PRN at ma-post before October 2026. Para safe, bayaran mo siya on or before end of September 2026, kasi October 2026 ang start ng semester of contingency mo.

Pero ang March 2027 at April 2027 na hulog ay hindi na counted sa March 2027 MatBen.

Kung March 2026 talaga ang EDD mo, hindi na po hahabol ang July–September 2026 or 2027 payments, kasi tapos na ang qualifying period.

Last QP month for March 2027 EDD: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD March 2027 guide:
https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

Voluntary Contribution / Payment Deadline EDD: February 2027

Question from Maria

Asked Jul 26, 2026

EDD ko po February 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang July 2026, August 2026, and September 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: how much po ang ihuhulog ko sa 3 months?

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Kung wala ka pang ibang paid/posted contribution sa qualifying period, kailangan mo ng at least 3 months para maka-qualify.

For July, August, September 2026, ito ang practical options:

Best for higher MatBen:
₱3,000 per month × 3 months = ₱9,000 total
Estimated MatBen for normal/CS 105 days: around ₱35,000

Minimum only:
₱750 per month × 3 months = ₱2,250 total
Estimated MatBen for normal/CS 105 days: around ₱8,750

So kung kaya ng budget at ang goal mo ay mas mataas ang maternity benefit, ₱3,000 per month ang mas okay. No need na lumampas sa ₱3,000 per month for MatBen purpose kasi SSS maternity computation is based only up to ₱20,000 regular MSC.

Important: bayaran at ma-post ang July–September 2026 on or before September 2026 para safe, kasi October 2026 ang start ng semester of contingency mo.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

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