SSS Loan Overpayment

Benefit Offsetting Error

A Benefit Offsetting Error occurs when SSS deducts an incorrect amount from a member’s benefit claim due to outdated or inaccurate loan records. For example, if a member has already settled a loan but the system still shows a balance, SSS may deduct an unnecessary amount from the retirement, disability, or death claim.\n\nMembers who experience offsetting errors must file a request for recomputation and correction. They must submit proof of previous payments and the original amortization schedule. Once verified, SSS will reimburse the excess deduction or adjust the final benefit amount.\n\nUnderstanding this error helps members ensure they receive the full and correct benefit entitlement without unintended reductions.

Also known as

  • wrong benefit deduction
  • offsetting mistake

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Related SSS Maternity Benefits Guides

Preparing for Baby Expenses?

Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery. Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.

Apply for a UnionBank Credit Card
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