Credit of Loan Overpayment refers to the option where SSS applies excess payments to future loan applications instead of issuing a refund. This is useful for members who plan to take new salary loans or expect future deductions.\n\nInstead of waiting for a refund, members may request that overpayments be credited directly to their next loan cycle. This reduces processing time and ensures efficient allocation of excess funds.\n\nIt is a convenient alternative for members seeking faster resolution of overpayment issues.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
