Causes of Loan Overpayment vary depending on the member’s situation and the accuracy of employer or SSS records. Common reasons include delayed system posting, employer miscalculations, continuous payroll deductions after loan settlement, and outdated loan schedules. Some members also make voluntary payments without verifying updated balances, resulting in unintentional overpayment.\n\nUnderstanding these causes helps members proactively prevent excess payments by monitoring loan balances regularly via My.SSS. Employers must also ensure timely updating of payroll systems to avoid deduction errors.\n\nIdentifying the cause is the first step toward filing accurate refund or adjustment requests.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
