Employer Overremittance occurs when a company deducts or remits more than the required loan amortization for an employee. This often happens due to payroll errors, outdated loan balances, or delays in receiving updated amortization schedules from SSS. Employers who continue deducting loan payments even after a loan is fully paid also contribute to overremittance issues.\n\nWhen this happens, the employee has the right to request correction, refund, or adjustment of excess amounts. Employers may coordinate directly with SSS to settle the discrepancy or may refund the employee while waiting for official crediting from SSS.\n\nAddressing employer overremittance is important not only for financial accuracy but also to maintain trust between employers and employees.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
