The Employee Compensation (EC) Program is a government-mandated insurance program providing additional benefits to workers who suffer work-related sickness, injury, disability, or death. It complements regular SSS benefits by offering extra financial support and rehabilitation services.
Employers are required to pay EC contributions in full; employees do not contribute to this fund. EC coverage is automatic for all private-sector employees and remains active as long as employers remit their EC obligations.
EC benefits may include medical reimbursement, disability pension, income benefits, or funeral assistance. Proper employer compliance ensures that employees have full access to these EC protections.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
