Employer delinquency occurs when an employer fails to remit the correct SSS contributions on time or does not submit mandatory reports such as the R-3 file. This includes non-payment, underpayment, late payment, and failure to register employees under the Social Security System. Delinquency can negatively affect employees because unposted contributions may result in denied benefits or inaccurate computations.
SSS has strict enforcement mechanisms to address employer delinquency. Financial penalties, legal action, and accrual of interest may apply. The agency has the authority to inspect employer records, issue compliance orders, and pursue legal proceedings to protect employees’ rights.
Employees are encouraged to regularly check their My.SSS account to ensure contributions are correctly posted. If discrepancies occur, they may file a complaint with SSS, which will investigate and require the employer to correct the delinquency.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
