Non-remittance of contributions occurs when an employer deducts the employee's share of SSS contributions but fails to remit the combined employer and employee share to SSS. This is considered a serious violation under the Social Security Act and may result in criminal charges.
Employees who experience non-remittance may find missing months in their contribution history, which can lead to denied claims for sickness, maternity, or retirement benefits. SSS encourages employees to monitor their postings monthly to detect issues early.
When non-remittance is confirmed, employees may file a complaint with SSS or the Department of Labor. SSS will initiate an investigation, require the employer to settle arrears, and impose applicable penalties.
Hospital delivery in the Philippines can easily cost ₱60,000 - ₱200,000 depending on the hospital and type of delivery.
Many parents use a credit card to manage these expenses while waiting for their SSS maternity benefits.
