SSS Maternity Help

SSS Maternity Questions & Answers

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Question

Voluntary Contribution / Payment Deadline EDD: January 2027
Question from Shane
Jun 19, 2026

EDD ko po January 2027 monthly contribution po 1150 from april to december and may 20k na po na contribution before nabuntis

Answer from SSS Maternity Calculator Team Answered Jun 24, 2026

For EDD January 2027, mommy, ang qualifying period mo is October 2025 to September 2026 😊

So kung hulog mo is ₱1,150/month from April to December 2026:

April to September 2026 = counted
October to December 2026 = hindi na counted for this maternity computation

Kung ₱1,150 total contribution yan, rough estimate is around ₱26,000+ for 105 days, depende pa rin sa posted MSC sa SSS.

Pero kung yung sinasabi mong ā€œ20kā€ ay MSC / max contribution before ka nabuntis at pasok sa qualifying period, possible mas mataas ang makuha mo.

Best check mo exact estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
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Question

Voluntary Contribution / Payment Deadline EDD: September 2026
Question from Princess
Jun 19, 2026

Edd ko po this september 2026 and last contribution ko po ay April 2026 magkano po makukuha ko

Answer from SSS Maternity Calculator Team Answered Jun 24, 2026

For EDD September 2026, mommy, ang qualifying period is April 2025 to March 2026.

So kung last contribution mo ay April 2026, hindi na po counted ang April 2026 for September EDD. SSS counts the 12 months before the semester of childbirth, and the member needs at least 3 qualifying contributions in that period.

Makakakuha ka lang if may at least 3 posted contributions from April 2025 to March 2026.

Kung meron kang hulog sa period na yan, dito mo ma-check estimate:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

OFW - Land-based MAT-2 / Claim Filing EDD: January 2026
Question from Carolyn
Jun 19, 2026

Last January 21,2026 I gave birth poh here in Dubai UAE gusto ko pong e refund sa sss maternity benefits ko or expenses ko d2 paano poh bag

Answer from SSS Maternity Calculator Team Answered Jun 24, 2026

Hi mommy 😊 SSS maternity is not refund ng hospital expenses, cash benefit po siya based sa SSS contributions.
Since Jan 21, 2026 ka nanganak, ang qualifying period mo is Oct 2024 to Sept 2025. Need may at least 3 posted contributions sa period na yan. SSS also says OFW/VM members should notify SSS directly, and claims can be filed online through My.SSS.
Steps mommy:

Login sa My.SSS

Enroll your bank/e-wallet sa DAEM

File Maternity Benefit Application

Upload Dubai birth/delivery documents. Since abroad nangyari, foreign documents should have English translation and be authenticated by PH Embassy/Consulate or notarized in the host country.

Kung employed ka during delivery, check muna with HR. Kung OFW/voluntary/separated ka, ikaw usually ang magfa-file.
Pwede mo rin i-check possible estimate dito:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2026 EDD and OFW - Land-based member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Qualifying Period EDD: September 2026
Question from Geraldine
Jun 19, 2026

Edd ko po ay sa Sept 2026, Ang nahulog ko lang po sa sss ko last year ay March 2025, June 2025 to January 2026 may makukuha po ba akong maternity benefits po nyan?

Answer from SSS Maternity Calculator Team Answered Jun 24, 2026

Yes mommy, qualified ka possible 😊

For EDD September 2026, ang qualifying period is April 2025 to March 2026. Need at least 3 posted contributions within that period. SSS says maternity benefit requires at least 3 contributions in the 12-month period before the semester of childbirth.

Sa hulog mo, counted ang June 2025 to January 2026. Yung March 2025 hindi counted kasi before qualifying period.

So yes, may makukuha ka possible, basta posted ang contributions mo. Amount depends sa monthly contribution/MSC mo.

Pwede mo i-check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Voluntary Contribution / Payment Deadline EDD: January 2027
Question from alia
Jun 19, 2026

EDD ko po January 2027, pwede pa po ba ako ma qualify the benefits at maghulog ?thankyou

Answer from SSS Maternity Calculator Team Answered Jun 24, 2026

Yes mommy, pwede pa po possible 😊
Kung EDD mo ay January 2027, ang qualifying period mo is October 2025 to September 2026. Need mo ng at least 3 posted contributions within that period para ma-qualify sa maternity benefit.
Kung Voluntary/SE ka, pwede ka pang maghulog sa mga months na pasok pa sa qualifying period, basta may PRN, paid on time, at posted. Mas okay asikasuhin agad.(if quarterly payment ka generate ka 1prn for April – June then pay mo xa on or before end of July or as early as possible then yung July to Sept Quarterly payment pay mo xa on or before end of Sept.)
Check mo qualifying period at estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Voluntary Contribution / Payment Deadline EDD: January 2027
Question from Akemi
Jun 19, 2026

EDD q po ay January 2027.. my hulog po ako ng October 2025 to January 2026 pwede pa po ba mkahulog ng para sa feb- march para madagdagan kahit papano

Answer from SSS Maternity Calculator Team Answered Jun 24, 2026

Hi mommy, qualified ka na possible kasi may hulog ka na October 2025 to January 2026 😊
For EDD January 2027, ang qualifying period mo is October 2025 to September 2026. Need lang at least 3 posted contributions within that period.
Pero yung February–March 2026, kung hindi pa nabayaran hanggang ngayon, possible late na kasi Q1 deadline usually end of April. Mas safe na ang habulin mo na lang ay April–September 2026, basta gagawa ka ng PRN, paid on time, at posted. SSS says SE/Voluntary members may pay monthly or quarterly through PRN. .(if quarterly payment ka generate ka 1prn for April – June then pay mo xa on or before end of July or as early as possible then yung July to Sept Quarterly payment pay mo xa on or before end of Sept.)
Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Employee Contribution / Payment Deadline
Question from Mery
Jun 18, 2026

Nanganak ako January 22 2020 last trabaho ko before nanganak ako 2018 pa,tapos 2023 resume trabaho ko,, may makukuha PABA ako ng maternity kahit na 6years old na anak ko?

Answer from SSS Maternity Calculator Team Answered Jun 18, 2026

Qualifying Period mo mi Oct 2018 – Sep 2019 dapat may hulog ka atleast 3mos posted contribution jan sa mga month na yan. Pwede mo pa xa ma claim kung may hulog QP mo basta within 10years po.

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Voluntary Contribution / Payment Deadline EDD: July 2026
Question from Lynrose
Jun 18, 2026

EDD KO PO JULY 27, 2026 TAS MALIIT LANG CONTRIBUTION KO POSSIBLE BA MAY MAKUKUHA PA AKONG BENEFITS? HOW MUCH KAYA MAKUKUHA KO? TY

Answer from SSS Maternity Calculator Team Answered Jun 18, 2026

Eto mi Qualifying Period mo Apr 2025 – Mar 2026 kung may hulog ka jan atleast 3mons posted contribution qualified kapo.

Check your EDD, member type, months & deadlines
Your July 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Voluntary Qualifying Period
Question from Kimberly
Jun 18, 2026

Edd ko po sa OCT 2026. Last hulog po ko nitong Feb 2026 . Qualified po ba ako sa matben?

Answer from SSS Maternity Calculator Team Answered Jun 18, 2026

Eto Mi Qualifying Period Jul 2025 – Jun 2026 kung may atleast 3mons posted contribution ka mi qualified ka basta hindi late payment binayaran

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Question

Voluntary Qualifying Period EDD: November 2026
Question from Virginia
Jun 18, 2026

Edd ko po November 2026 pwede pa po ba ako makahabol?

Answer from SSS Maternity Calculator Team Answered Jun 18, 2026

Kung Old member ka hulugan mo mi yung April May Jun pay mo xa on or before end of this month (current month: June) or pay as early as possible

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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