SSS Maternity Help

SSS Maternity Questions & Answers

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What do you need help with?

These are the most common SSS maternity concerns from real questions submitted on this site. Choose the closest concern, or use the Questions Finder above for a specific case.

Can I still pay my contributions?
Check which qualifying months are still open and the applicable deadline.
What months count for my maternity benefit?
Find your exact 12-month SSS maternity qualifying period from your EDD.
How much maternity benefit will I get?
Use the full calculator for a personalized benefit estimate and next steps.
I resigned, separated, or changed member type
Check what happens to your maternity benefit after leaving an employer.
MAT-1 / Maternity Notification
Browse answered MAT-1 cases, late notification questions, and next steps.
MAT-2 / Filing my maternity claim
Go to the MAT-2 guide for filing, requirements, and claim preparation.
My maternity claim was rejected or denied
Use the rejection guide to match the exact SSS error or rejection reason.
Miscarriage / stillbirth / ETP
Open the dedicated miscarriage maternity hub for benefits, filing, and requirements.

Community answers

Latest answered questions

675 questions found

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Question

Member: Employee EDD: February 2027 Employer / Resigned / Separated
Question from Jovie
Jun 26, 2026

Edd Feb2027 Nag hulog po last company ko ng jan.2026 ng 1500 feb.1725 then nag resign po ako . Then nag voluntary hulog po ako ngayun June ng pang April to June na tig 3k. Pwede parin ba ako mag hulog ng tatlo na tig 3k until Sept kahit ngaung June 27 po mag start ako work sa company. Pasok parin po ba ung last hulog ng employer at Pag volunteer ko po sa sss?

Answer from SSS Maternity Calculator Team Answered Jun 26, 2026

Hi mommy 😊 For EDD February 2027, ang qualifying period mo is October 2025 to September 2026.

Yes, pasok ang employer hulog mo na Jan–Feb 2026 at voluntary hulog mo na April–June 2026, basta posted sa SSS.

Pero kung mag-start ka ulit sa company June 27, from then on employer na dapat ang maghulog. So for July–September 2026, ask HR if sila na magre-remit. Huwag magdoble voluntary + employer sa same month unless advised by SSS.

Due date safe note: last QP month is September 2026, so dapat paid/posted on or before end of September 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

SSS Maternity Benefit After Resignation or Separation
See who should file your claim, what documents may be required, and what to do if your former employer did not advance your maternity benefit.
View SSS Maternity After Resignation Guide
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
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Question

Member: Voluntary EDD: December 2026 Contribution / Payment Deadline
Question from Maria
Jun 26, 2026

EDD ko po this Dec, 2026? Makiqualify pa po ba ako sa benefits if by next month aq magstart maghulog?

Answer from SSS Maternity Calculator Team Answered Jun 26, 2026

Hi mommy 😊 For EDD December 2026, ang qualifying period mo is:

July 2025 to June 2026

Kung next month July 2026 ka pa magsisimulang maghulog, hindi na po counted iyon for December 2026 maternity benefit.

Qualified ka lang if may at least 3 posted contributions ka from July 2025 to June 2026.
Kung old SSS member ka mi at maka generate ka ng 1 PRN for Quarter of April to June since Current month ngayong is June pwede mo pa xa mahabol po Pay mo xa on or before end of June. Pero Kung New member kapalang ngayong June sa SSS or kakakuha mo palang ng SSS number at wala kapa kahit isang contribution hindi napo aabot.

Due date safe note: last counted month is June 2026, so dapat paid/posted on or before end of June 2026 para safe.

Check mo dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
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Question

Member: Voluntary EDD: January 2027 Qualifying Period
Question from Angelica
Jun 26, 2026

EDD ko po January 2027 at naka lagay dito is October 2025 hanggang September 2026, pwede ko po bang hulogan ang October 2026 para madagdagan ang maternity benefits ko?

Answer from SSS Maternity Calculator Team Answered Jun 26, 2026

Hindi na mommy, hindi na counted ang October 2026 😊

For EDD January 2027, ang qualifying period mo is October 2025 to September 2026. So hanggang September 2026 lang ang counted. Ang October 2026 ay nasa semester na ng delivery, kaya hindi na siya madadagdag sa maternity computation. SSS only counts contributions paid before the semester of contingency.

Due date safe note: last counted month is September 2026, so dapat paid/posted on or before end of September 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
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Question

Member: Employee EDD: January 2027 Qualifying Period
Question from MaErlinda
Jun 26, 2026

Edd ko po January 19,2027
Kaso nakunan po ako ngyon June 25,2026 employed update naman po hulog under ng agency magkno po Kya makukuha ko??

Answer from SSS Maternity Calculator Team Answered Jun 26, 2026

Hi mommy, sorry po sa nangyari 🥺

Since June 25, 2026 ka nakunan, ang susundin is miscarriage date, not January 2027 EDD.

Ang qualifying period mo is January 2025 to December 2025. Need at least 3 posted contributions within that period para qualified.

For miscarriage, 60 days ang SSS maternity benefit. Kung max ang 6 highest MSC mo, possible up to ₱40,000. If hindi max, depende sa actual hulog/MSC mo.

Since employed ka under agency, agency/HR usually ang magpo-process. Prepare medical certificate/records showing miscarriage.

Due date safe note: last QP month is December 2025, so dapat paid/posted before January 2026 semester starts.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

Follow steps:
1. Member type and Maternity case (if miscarriage you need to know po type of miscarriage makikita xa sa medical record po)
2. Select date kelan nangyari Miscarriage, lalabas po ang Qualifying Period, yun dapat mga months na may hulog ka atleast 3mons posted contibution.
3. Lagay po ang Contribution based sa qualifying period.

Check your EDD, member type, months & deadlines
Your January 2027 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
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Question

Member: Voluntary EDD: December 2026 Employer / Resigned / Separated
Question from Rachelle
Jun 25, 2026

Hi EDD ko is DEC 7 , 2026 , employed ako last year and may hulog yung SSS ko from May to Dec 2025 .. Qualified po ba ako sa maternity benefits? Unemployed napo ako since January

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Yes mommy, qualified ka possible 😊

For EDD Dec. 7, 2026, ang qualifying period mo is July 2025 to June 2026. Since may hulog ka from May–Dec 2025, counted ang July–Dec 2025, so may at least 3 contributions ka na. SSS requires at least 3 contributions within the 12 months before the semester of childbirth.

Since unemployed ka na since January, no need maghulog just to qualify, but you may continue as voluntary for future SSS benefits.

Due date safe note: last QP month is June 2026, so any June contribution should be paid/posted on or before end of June 2026 para safe.

Check estimate here mommy:
https://sssmaternitybenefitscalculator.com

SSS Maternity Benefit After Resignation or Separation
See who should file your claim, what documents may be required, and what to do if your former employer did not advance your maternity benefit.
View SSS Maternity After Resignation Guide
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Voluntary EDD: August 2026 Qualifying Period
Question from Gladys
Jun 25, 2026

EDD ko Po ay August 2026
Qualified Po ba Ako makaclaim Ng maternity benefits kung January hanggang June 2026 lang Po Ako nakapaghulog? Wala Po akong hulog Ng 2025

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Yes mommy, qualified ka possible 😊

For EDD August 2026, ang qualifying period mo is April 2025 to March 2026.

Kahit wala kang hulog noong 2025, counted ang January, February, March 2026. So kung paid and posted ang Jan–Mar 2026 mo, may 3 contributions ka na and possible makapag-claim ka.(basta hindi late payment yung Jan to March po)

Yung April–June 2026 hindi na counted for August EDD, pero okay lang kasi may Jan–Mar ka na.

Check your EDD, member type, months & deadlines
Your August 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
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Question

Member: Employee EDD: October 2026 Qualifying Period
Question from JACKZ
Jun 25, 2026

EDD ko po is October 2026 at ang last month na qualifaying period ko is JUNE 2026 Kapay si employer nag remit ng Contribution ng JUNE 2026 sa JULY 2026 makakapasok ba sya sa aking maternity benefits hindi ba sya ma tatag na late filling? Thank you po sa sagot.

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Makakapasok pa po ang June 2026 basta on-time usually kung ang last month ng qualifying period mo is June, Dapat ma pay din xa on or before end of June. 😊

For October 2026 EDD, ang qualifying period mo is July 2025 to June 2026. Basta ma bayaran po xa on or before end of june.To be safe, check your My.SSS contribution record or ask HR for proof of remittance.

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Employee member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

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Question

Member: Voluntary EDD: May 2026 Qualifying Period
Question from Emeryza
Jun 25, 2026

Edd ko po ay MAY 8 2026 nakapag hulog ako Ng September 2024 Hanggang December 2025 how much kaya pwede Kong makuha na pera?

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Yes mommy, qualified ka possible 😊

For EDD May 8, 2026, ang qualifying period mo is January 2025 to December 2025. Since may hulog ka from September 2024 to December 2025, counted ang January–December 2025 basta posted sa SSS.

Kung mataas/max ang 6 highest contributions mo, possible up to ₱70,000 for normal/CS delivery. Pero kung lower ang hulog, lower din ang benefit.

Check mo estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your May 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

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Question

Member: Voluntary EDD: October 2026 Qualifying Period
Question from Nah
Jun 25, 2026

Last hulog ko po ay july 2025 at resume april-june 2026 bayad na
Edd ko po ay october.
Qualified pa din pp ba ako?

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Yes mommy, qualified ka possible 😊

For October 2026 EDD, ang qualifying period mo is July 2025 to June 2026. Counted ang July 2025 plus April–June 2026, so may 4 contributions ka within QP.

Need lang at least 3 posted contributions within the qualifying period, basta paid on time and posted sa SSS.

Check mo estimate mo dito mommy:
https://sssmaternitybenefitscalculator.com

Check your EDD, member type, months & deadlines
Your October 2026 EDD and Voluntary member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Voluntary EDD: November 2026 Employer / Resigned / Separated
Question from Princess
Jun 25, 2026

Last hilog po ng employer ko nung may mag switch na ko to voluntarg pano po? edd kopo sa november last hulog po ng employer ko is nung may po pano po mag switch frome employed to voluntary?
employed po ako last contribution ko nung may si employer nag bayad pano po mag switch to voluntary?

Answer from SSS Maternity Calculator Team Answered Jun 25, 2026

Yes mommy, kung hindi ka na employed, pwede ka mag-switch/pay as Voluntary 😊

Usually sa My.SSS, punta ka sa Payment Reference Number (PRN), piliin Voluntary, then gumawa ng PRN at bayaran. Once posted, magre-reflect na as voluntary payment.

For EDD November 2026, ang qualifying period mo is July 2025 to June 2026. So counted ang employer hulog mo hanggang May 2026. Kung may chance ka pa hulugan ang June 2026, gawin agad para dagdag counted month, basta accepted sa PRN and posted.(Due pay on or before end of June)

Check mo estimate mo dito mommy:
https://sssmaternitybenefitscalculator.com

SSS Maternity Benefit After Resignation or Separation
See who should file your claim, what documents may be required, and what to do if your former employer did not advance your maternity benefit.
View SSS Maternity After Resignation Guide
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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