SSS Maternity Questions & Answers

Hi mommy 😊 For EDD January 2027, ang qualifying period mo ay October 2025–September 2026. Counted lahat ng February–June employer contributions at July voluntary contribution mo. SSS uses the 6 highest MSCs within this period.

Based sa amounts na binigay mo kung ito yung total contribution amounts posted sa My.SSS, roughly ito ang MSC:

February ₱1,350 → ₱9,000 MSC
March ₱1,875 → ₱12,500 MSC
April ₱1,800 → ₱12,000 MSC
May ₱1,800 → ₱12,000 MSC
June ₱750 → ₱5,000 MSC
July ₱3,000 Voluntary → ₱20,000 MSC

So qualified ka na, pero kung hanggang July lang ang ₱3,000 contribution mo, estimated MatBen is around ₱41,125, not ₱70,000.

Kung mag-₱3,000 ka rin for August at September, estimated MatBen could increase to around ₱56,292. Hindi pa rin ₱70,000 because kailangan ng 6 months na ₱20,000 MSC para ma-max ang 105-day benefit.

Kung may contributions ka rin from October 2025–January 2026, send mo mommy yung amounts kasi baka mas mataas pa ang possible MatBen mo.

🎥 January 2027 EDD guide:
https://youtu.be/AosGUymw4G8

Hi mommy 😊 If ang actual ectopic pregnancy/termination date mo ay July 20, 2020, ang qualifying period mo ay April 2019–March 2020.

So sa contributions na sinabi mo:

January 2020 ✅ counted
February 2020 ✅ counted
March 2020 ✅ counted
April–June 2020 ❌ hindi na kasama sa qualifying period

If valid at properly paid ang January–March 2020, mayroon kang required 3 qualifying contributions, so possible kang qualified for SSS maternity benefit for 60 days dahil covered ang ectopic pregnancy under miscarriage/ETP benefits.

Good news din mommy: SSS maternity claims may be filed within 10 years from the date of miscarriage/ETP, so kung July 20, 2020 ang actual date, possible pa ring mag-file ngayon subject to SSS validation and complete medical documents.

Hi mommy 😊 Since employed ka and na-submit mo na sa HR ang requirements, possible na internal processing pa lang sa employer kaya wala ka pang nakikitang Maternity Application history or email from SSS.

For employed members, the employer normally advances the maternity benefit first, then sila ang magfa-file ng Maternity Benefit Reimbursement Application (MBRA) sa My.SSS after they have paid you. SSS states that the employer should advance the full maternity benefit within 30 days from the filing of your maternity leave application.

So mommy, magandang itanong kay HR:

“Na-submit na po ba sa SSS My.SSS Employer account ang maternity reimbursement application, or internal processing pa lang po?”

Kung one week pa lang since nagsubmit ka, possible normal pa po iyon. Pero keep your documents and ask HR for the SSS transaction/reference number once officially submitted para may proof ka na filed na talaga.