SSS Maternity Questions & Answers

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Self-Employed Rejected / Denied Claim

Question from Jai

Asked Jul 15, 2026

Amount of the benefit was reduced due to contribution paid within or after the semester of contingency

Anong nangyari bakit ganito

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Answer from SSS Maternity Calculator Team: Answered Jul 15, 2026

Hi mommy 😊 Ibig sabihin po nito, may contribution ka na binayaran within or after the semester of contingency, kaya hindi siya isinama ni SSS sa computation. Kaya nabawasan ang maternity benefit amount.

Example: kung ang delivery mo ay October–December 2026, ang semester of contingency starts July 2026. So kung may qualifying months na binayaran mo lang July 2026 onwards, hindi na sila counted sa MatBen kahit posted pa sila.

Hindi ibig sabihin rejected agad mommy; usually approved pa rin, pero reduced ang amount dahil hindi counted ang late-paid months. Pwede kang mag-request sa SSS ng computation breakdown para makita kung anong months/MSC ang ginamit.

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Self-Employed

Question from Mae

Asked Jul 26, 2026

Edd ko February kung hhulugan ko ngaun July katapusan un April may at June makakkuha ba q ng matben

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Answer from SSS Maternity Calculator Team: Answered Jul 27, 2026

Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Yung April–June 2026, kung August 2026 mo pa babayaran, likely late na po for Voluntary kasi ang April–June quarter usually dapat mabayaran on or before end of July 2026. So baka hindi na siya counted or baka hindi na rin mag-generate ng valid PRN.

Pero yung July–September 2026, kung babayaran mo sa September 2026 gamit valid PRN, possible counted siya kasi pasok pa sa qualifying period at before pa ng semester of contingency mo.

Kung July, August, September 2026 ang mababayaran mo ng ₱3,000 per month, possible qualified ka kasi may 3 paid and posted contributions. Estimated benefit for normal/CS 105 days is around ₱35,000, assuming ₱3,000 total SSS contribution per month.

Hindi na siya tataas unless may other valid paid/posted months ka pa within October 2025–September 2026.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

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Self-Employed Contribution / Payment Deadline EDD: December 2026

Question from Julie

Asked Jul 24, 2026

Edd ko po December 2026 tapos hulog ko po lahat mula January 2025 mag kano po kaya makukuha ko sa maternity benefit ko buntis po ako ngayon due date kopo August 4

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Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Pakicheck muna po ang exact date kasi magkaiba ang computation:

Kung August 4, 2026 ang due date mo, ang qualifying period mo ay April 2025–March 2026. Counted ang April 2025–March 2026 basta paid and posted on time. Hindi na kasama ang April 2026 onwards.

Kung December 2026 talaga ang EDD mo, ang qualifying period mo ay July 2025–June 2026. Counted ang July 2025–June 2026 basta paid and posted on time.

Kung bayad ka since January 2025, possible qualified ka. Pero hindi pa po masasabi ang exact amount without your monthly contribution or MSC. Gagamitin ni SSS ang 6 highest MSCs within the correct qualifying period.

Maximum is ₱70,000 for normal/CS 105 days kung may 6 months na maximum MSC.

Check estimate dito mommy:
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Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

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Self-Employed Contribution / Payment Deadline EDD: December 2026

Question from Julie

Asked Jul 24, 2026

Edd ko kopo is December 2026 nahulog tas ngayon po buntes ako piro simula ng January 2025 po bayad ko po lahat pwd po malaman kong mag kano makukuha ko sa maternity benefit ko

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Answer from SSS Maternity Calculator Team: Answered Jul 26, 2026

Hi mommy 😊 Kung December 2026 ang EDD mo, ang qualifying period mo ay July 2025–June 2026.

Kung bayad ka from January 2025 hanggang ngayon, counted sa MatBen ang July 2025–June 2026 basta paid and posted on time. Possible kang qualified kasi higit sa 3 contributions ang meron ka.

Hindi pa po masasabi ang exact amount kasi kailangan malaman ang monthly contribution or MSC mo. Gagamitin ni SSS ang 6 highest MSCs within the qualifying period.

Maximum is ₱70,000 for normal/CS 105 days kung may 6 months na maximum MSC. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

Watch the EDD December 2026 guide:
https://youtu.be/BGd2vdgpqc8?si=P8RitlfNYnqaaxjn

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your exact qualifying months and deadlines

See which contribution months may count based on your EDD and SSS member type.

Check My Months & Deadlines

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