EDD ko po February 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang April 2026, May 2026, June 2026, July 2026, August 2026, and September 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: can i pay 5250 to get maximum maternity benefits amounting 122,500
Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.
Yes mommy, since July 2026 pa ngayon, possible mo pang bayaran ang April–June 2026 kung makagawa ka ng valid PRN at mabayaran on or before end of July 2026. Then bayaran din ang July–September 2026 on time para may 6 months ka sa qualifying period.
Pero mommy, hindi ₱122,500 ang max SSS maternity benefit. Kahit ₱5,250 ang hulog mo, ang current SSS benefit computation still uses maximum ₱20,000 MSC, so max is usually ₱70,000 for 105 days or ₱80,000 if qualified solo parent. Paying ₱5,250 monthly does not automatically make MatBen ₱122,500. SSS says the maximum MSC considered for benefits is ₱20,000, even though contributions can be based on MSC up to ₱35,000.
Para sa ₱70,000 max, kailangan usually 6 months na ₱20,000 MSC within the qualifying period. That is usually around ₱3,000 total SSS contribution per month, but verify the exact PRN/MSC sa My.SSS.
Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.
Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0
Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com