SSS Maternity Questions & Answers

Hi mommy 😊 Hindi po automatic na hindi ka qualified, pero kailangan muna malaman ang EDD month/year mo.

Sa SSS MatBen, ang tinitingnan ay kung may at least 3 paid and posted contributions sa qualifying period mo.

Since wala ka nang hulog simula June 2025, ganito ang guide:

Kung Oct–Dec 2026 ang EDD mo, likely hindi qualified kung wala kang hulog from July 2025–June 2026.
Kung Jan–Mar 2027 ang EDD mo, possible pa kung makakahulog ka ng July–September 2026 on time.
Kung Apr–Jun 2027 ang EDD mo, possible pa rin kung makakahulog ka ng at least 3 months in 2026 on time.

Pakicomment mommy ang EDD month/year mo para macheck kung anong months ang dapat mong bayaran at kung pwede pa makahabol.

Check din dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Yung April–June 2026, kung August 2026 mo pa babayaran, likely late na po for Voluntary kasi ang April–June quarter usually dapat mabayaran on or before end of July 2026. So baka hindi na siya counted or baka hindi na rin mag-generate ng valid PRN.

Pero yung July–September 2026, kung babayaran mo sa September 2026 gamit valid PRN, possible counted siya kasi pasok pa sa qualifying period at before pa ng semester of contingency mo.

Kung July, August, September 2026 ang mababayaran mo ng ₱3,000 per month, possible qualified ka kasi may 3 paid and posted contributions. Estimated benefit for normal/CS 105 days is around ₱35,000, assuming ₱3,000 total SSS contribution per month.

Hindi na siya tataas unless may other valid paid/posted months ka pa within October 2025–September 2026.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Hi mommy 😊 Kung July 2026 ang EDD/actual delivery mo, ang qualifying period mo ay April 2025–March 2026.

Sa hulog mo na November 2025–June 2026, ang counted lang sa MatBen ay November 2025–March 2026 basta paid and posted on time. Hindi na counted ang April–June 2026 kasi nasa semester of contingency na sila.

May at least 5 counted months ka, so possible kang qualified. Pero hindi pa masasabi ang exact amount without your monthly contribution or MSC.

Example: kung ₱3,000 total contribution per month ang counted months mo, possible estimate for 105 days ay around ₱58,333. Kung mas mababa ang hulog, mas mababa rin ang benefit.

Last QP month: March 2026 — qualifying payments should be made on or before end of March 2026.

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com