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Question

Member: Self-Employed EDD: February 2027
Question from Mae
Jul 26, 2026

Edd ko February kung hhulugan ko ngaun July katapusan un April may at June makakkuha ba q ng matben

Answer from SSS Maternity Calculator Team Answered Jul 27, 2026

Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Yung April–June 2026, kung August 2026 mo pa babayaran, likely late na po for Voluntary kasi ang April–June quarter usually dapat mabayaran on or before end of July 2026. So baka hindi na siya counted or baka hindi na rin mag-generate ng valid PRN.

Pero yung July–September 2026, kung babayaran mo sa September 2026 gamit valid PRN, possible counted siya kasi pasok pa sa qualifying period at before pa ng semester of contingency mo.

Kung July, August, September 2026 ang mababayaran mo ng ₱3,000 per month, possible qualified ka kasi may 3 paid and posted contributions. Estimated benefit for normal/CS 105 days is around ₱35,000, assuming ₱3,000 total SSS contribution per month.

Hindi na siya tataas unless may other valid paid/posted months ka pa within October 2025–September 2026.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

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Question

Member: Self-Employed EDD: September 2026 General Question
Question from Kristal
Oct 21, 2026

Posible ba makakuha ako nang maternity

Answer from SSS Maternity Calculator Team Answered Oct 22, 2026

Possible po kayong maka-qualify sa SSS Maternity Benefit, pero kailangan po makita kung ilan at kailan na-post ang contributions ninyo.

Since **September 2026 ang EDD** at **Self-Employed** po kayo, ang qualifying period ninyo is:

**April 2025–March 2026**

Kailangan po ng at least **3 valid monthly contributions** within that period para maka-qualify.

Important din po na ang contributions ay **properly paid and posted on time**. Kung may contributions kayo na late na-post, possible na hindi sila maisama sa maternity computation.

So check po ninyo sa **My.SSS Contribution History** kung ilan ang valid contributions ninyo from **April 2025 to March 2026**.

👉 You can check your qualifying months and estimated maternity benefit here:
https://sssmaternitybenefitscalculator.com/

🏥 You can also check your possible PhilHealth maternity benefits here:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Self-Employed EDD: March 2027 General Question
Question from jasmine
Oct 14, 2026

can i atleast contribute the past 3 months of my maternity today?

Answer from SSS Maternity Calculator Team Answered Oct 14, 2026

Hi mommy 😊 For **EDD March 2027**, ang qualifying period mo is **October 2025 to September 2026**.

If ang tinutukoy mong past 3 months ay **July–September 2026** and **ngayon October 2026 ka pa lang magbabayad**, unfortunately ❌ **hindi na sila puwedeng gamitin for this March 2027 maternity benefit**.

Reason: for maternity claims, SSS only considers contributions **paid before the maternity semester starts**. For a March 2027 delivery, that semester starts **October 2026**.

So dapat yung July–September contributions were **paid/posted on or before end of September 2026** para maisama.

Since SSS MatBen may no longer be available for this pregnancy, check mo rin if you may qualify for **PhilHealth maternity benefits**:

👉 **PhilHealth Maternity Benefits Checker:**
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Since closed na rin ang qualifying period, make sure na **filed na ang MAT-1 / Maternity Notification**.

🎥 **MAT-1 Guide:**
https://youtu.be/ackBt_sWnvY

🎥 **March 2027 EDD Guide:**
https://youtu.be/Wk5uDmaHl4g

Check your EDD, member type, months & deadlines
Your March 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Self-Employed EDD: March 2027 General Question
Question from Lovely
Oct 10, 2026

Legit ba kasi last year 2025 oct lang wala akong hulong pero Nov 2025 -March 2026 my hulog aq 5,025 ang hulog ny employer q monthly

Answer from SSS Maternity Calculator Team Answered Oct 10, 2026

Hi mommy 😊 **Legit po na puwedeng gamitin yung contributions mo from your previous employer**, kahit Self-Employed ka na ngayon.

For **EDD March 2027**, ang qualifying period mo is **October 2025 to September 2026**.

So kahit **walang hulog noong October 2025**, meron ka naman:

✅ Nov 2025
✅ Dec 2025
✅ Jan 2026
✅ Feb 2026
✅ Mar 2026

That’s already **5 qualifying months**, so pasok ka sa minimum requirement na at least 3 valid contributions, provided properly posted sila sa My.SSS.

Yung previous Employee contributions mo **hindi nawawala** just because nag-change ka to Self-Employed.

For the exact MatBen amount, check if **₱5,025 talaga ang total posted contribution shown in My.SSS** for each month, then enter the actual amounts here:

👉 https://sssmaternitybenefitscalculator.com

Since tapos na rin ang qualifying period mo, make sure na **filed na ang MAT-1 / Maternity Notification**.

🎥 **March 2027 EDD Guide:**
https://youtu.be/Wk5uDmaHl4g

👉 **MAT-2 Guide + Free Document Tool:**
https://sssmaternitybenefitscalculator.com/sss-maternity-mat2-guide/

Check your EDD, member type, months & deadlines
Your March 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

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