EDD ko po February 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang July 2026, August 2026, and September 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: how much po ang ihuhulog ko sa 3 months?
Hi mommy 😊 Kung February 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.
Kung wala ka pang ibang paid/posted contribution sa qualifying period, kailangan mo ng at least 3 months para maka-qualify.
For July, August, September 2026, ito ang practical options:
Best for higher MatBen:
₱3,000 per month × 3 months = ₱9,000 total
Estimated MatBen for normal/CS 105 days: around ₱35,000
Minimum only:
₱750 per month × 3 months = ₱2,250 total
Estimated MatBen for normal/CS 105 days: around ₱8,750
So kung kaya ng budget at ang goal mo ay mas mataas ang maternity benefit, ₱3,000 per month ang mas okay. No need na lumampas sa ₱3,000 per month for MatBen purpose kasi SSS maternity computation is based only up to ₱20,000 regular MSC.
Important: bayaran at ma-post ang July–September 2026 on or before September 2026 para safe, kasi October 2026 ang start ng semester of contingency mo.
Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.
Watch the EDD February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0
Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com