SSS Maternity Questions & Answers

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Non-Working Spouse General Question
Question from Jovanna
Asked Jul 29, 2026

Makakatanggap ba ako ng maternity benefits Yung hulog ko po is from 2024 until March 2026 lang po, Ngayon po nalaman ko po na buntis ako ng punta po ako sa SSS branch po ng Tanong po ako Kung qualified ba ako, ang sabi naman quafied daw po ako Kasi may hulog Naman daw until March 2026 pero need ko daw po bayaran ang April, Kaso Hindi ko po binayaran ang April qualify po ba ako?

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Answer from SSS Maternity Calculator Team: Answered Jul 29, 2026

Hi mommy 😊 Possible qualified ka pa rin kahit hindi mo nabayaran ang April, basta may at least 3 paid and posted contributions sa qualifying period mo.

Kung hulog mo ay tuloy-tuloy from 2024 hanggang March 2026, usually may sapat kang hulog para maka-qualify, lalo na kung sinabi rin ng SSS branch na qualified ka.

Yung April 2026 hindi naman siya automatic requirement para ma-qualified. Maaari lang siyang makatulong para mas mataas ang computation, depende sa EDD mo at kung kasama siya sa qualifying period.

Ang pinaka-importante:

dapat may at least 3 paid and posted contributions sa qualifying period
dapat paid before the semester of contingency
dapat nakapag-file ng maternity notification/MAT-1 before delivery

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

Related Questions

Voluntary General Question
Question from Mary
Asked Aug 6, 2026

How to process sss maternity and apply

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Answer from SSS Maternity Calculator Team: Answered Aug 7, 2026

Hi mommy 😊 Ganito po ang process ng SSS maternity:

Check muna kung qualified — kailangan may at least 3 paid and posted contributions sa qualifying period.
Habang buntis pa, mag-file ng Maternity Notification / MAT-1.
Kung employed, inform HR/employer kasi sila usually ang magpa-process sa SSS.
Kung Voluntary, Self-Employed, NWS, OFW, or separated, pwede mag-file directly sa My.SSS or SSS Mobile App.
Make sure may approved Disbursement Account / DAEM kung direct claim sa SSS.
After manganak or miscarriage, file the Maternity Benefit Application online and upload the required documents.
For live birth/CS, usually kailangan ang baby’s Certificate of Live Birth. For miscarriage, medical documents ang kailangan.

Important mommy: file MAT-1 habang buntis pa and check if posted ang contributions mo before filing.

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator
Non-Working Spouse Contribution / Payment Deadline EDD: January 2027
Question from jerlyn
Asked Aug 5, 2026

EDD ko po January 2027 at Non-Working Spouse member po ako. Sa calculator, inilagay kong paid/posted ang October 2025, November 2025, December 2025, March 2026, April 2026, May 2026, and June 2026. Kakaalam ko lang po na pregnant ako at gusto kong malaman kung maaari pa akong maghulog para maka-qualify sa SSS maternity benefit. Ang tanong ko po: magkano need ko mahulog sa July August and september

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Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung January 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Based sa nilagay mo, may paid/posted ka na sa:

✅ Oct 2025
✅ Nov 2025
✅ Dec 2025
✅ Mar 2026
✅ Apr 2026
✅ May 2026
✅ Jun 2026

So possible qualified ka na, kasi more than 3 months na ang hulog mo sa qualifying period.

Para sa July, August, September 2026, hindi na siya required para lang maka-qualify, pero makakatulong siya para tumaas ang benefit kung mas mataas ang hulog/MSC mo.

Kung goal mo ay maximum MatBen, practical amount is:

₱3,000 per month × 3 months = ₱9,000 total

No need lumampas sa ₱3,000/month for MatBen purpose, kasi SSS maternity computation uses the Regular SSS Program up to ₱20,000 MSC.

Kung may 6 months na ₱3,000/month within Oct 2025–Sept 2026, possible umabot sa ₱70,000 max for 105 days. Kung hindi 6 months ang max MSC, depende pa rin sa 6 highest MSC mo ang final amount.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

January 2027 guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Check My Months & Deadlines
Employee General Question
Question from Fatima
Asked Aug 5, 2026

Good morning,edd ko sa Oct.2026, nahulugan lang ang contribution ko dec.2025 - 750.00
Feb.2026- 1950.00
March-1950.00
April - 2025.00
May- 2025.00
June -2025.00

Magkano kaya makukuha Kong matben?salamat po sa sasagot..

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Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung October 2026 ang EDD mo, ang qualifying period mo ay July 2025–June 2026.

Based sa hulog mo:

Dec 2025 – ₱750 = around ₱5,000 MSC
Feb 2026 – ₱1,950 = around ₱13,000 MSC
Mar 2026 – ₱1,950 = around ₱13,000 MSC
Apr 2026 – ₱2,025 = around ₱13,500 MSC
May 2026 – ₱2,025 = around ₱13,500 MSC
Jun 2026 – ₱2,025 = around ₱13,500 MSC

Assuming paid and posted on time lahat at before July 2026, possible qualified ka kasi may 6 months ka sa qualifying period.

Estimated MatBen for 105 days is around ₱41,708.

Kung qualified solo parent ka, 120 days, estimate is around ₱47,667.

Important mommy: kung yung April–June 2026 ay binayaran lang July 2026 or after, possible hindi siya counted sa October 2026 MatBen kasi July 2026 na ang start ng semester of contingency.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

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