SSS Maternity Questions & Answers

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Employee General Question
Question from Camille
Asked Jul 31, 2026

nag endo na kasi ako nung June 30,2026 and ang hulog ko is from August 2024 then na stop nung Oct, Nov, Dec 2025 to January and Feb 2026. Nag start ulit ako nakapag hulog nung march 2026-june 2026 possible ba na buo makuha ko based ka sa calculations na ginawa ko dito sa sss 70k daw ang possible benefits na makuha ko e tama poba yun?

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Answer from SSS Maternity Calculator Team: Answered Jul 31, 2026

Hi mommy 😊 Hindi po automatic na kalahati lang dahil endo/resigned ka. Kung qualified ka, ang SSS MatBen mo is based sa contributions/MSC, not kung active employee ka pa sa delivery.

Pero kailangan malaman ang EDD month/year para sure ang qualifying period.

Kung ang EDD mo ay October–December 2026, ang qualifying period mo ay July 2025–June 2026. Sa sinabi mo, possible counted ang July–Sept 2025 and March–June 2026, basta paid and posted on time. Possible qualified ka.

Tama ang ₱70,000 only kung may at least 6 months na maximum MSC within the qualifying period. Usually ito yung around ₱3,000 total SSS contribution/month. Kung hindi max ang hulog mo, mas mababa sa ₱70k ang lalabas.

Dahil endo ka na noong June 30, 2026, if separated ka na before delivery, humingi ka sa employer ng Certificate of Separation / No Advance Payment para makapag-file ka directly sa SSS after manganak.

Pakicheck mommy:

EDD or actual delivery month
monthly contribution amount / MSC
kung posted lahat sa My.SSS

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

Related Questions

Employee Contribution / Payment Deadline EDD: February 2027
Question from Sherlyn
Asked Aug 8, 2026

EDD ko po February 2027 at Employee member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang August 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: May hulog ang employer ko noong may at july wala po ako hulog ng june

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Answer from SSS Maternity Calculator Team: Answered Aug 8, 2026

Yes mommy 😊 For EDD February 2027, qualifying period mo is October 2025–September 2026.

Since Employee ka, employer po ang magre-remit ng contributions. If posted na ang May at July, pwede maging 3rd contribution ang August 2026 once remitted by your employer. Yung missing June, follow up din sa employer—hindi dapat mawala ang benefit rights mo dahil lang sa employer remittance issue.

👉 September 2026 ang last qualifying month, at regular employer due date nito is on or before end of October 2026.

Check here mommy:
https://sssmaternitybenefitscalculator.com

February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Check My Months & Deadlines
Voluntary General Question
Question from Mary
Asked Aug 6, 2026

How to process sss maternity and apply

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Answer from SSS Maternity Calculator Team: Answered Aug 7, 2026

Hi mommy 😊 Ganito po ang process ng SSS maternity:

Check muna kung qualified — kailangan may at least 3 paid and posted contributions sa qualifying period.
Habang buntis pa, mag-file ng Maternity Notification / MAT-1.
Kung employed, inform HR/employer kasi sila usually ang magpa-process sa SSS.
Kung Voluntary, Self-Employed, NWS, OFW, or separated, pwede mag-file directly sa My.SSS or SSS Mobile App.
Make sure may approved Disbursement Account / DAEM kung direct claim sa SSS.
After manganak or miscarriage, file the Maternity Benefit Application online and upload the required documents.
For live birth/CS, usually kailangan ang baby’s Certificate of Live Birth. For miscarriage, medical documents ang kailangan.

Important mommy: file MAT-1 habang buntis pa and check if posted ang contributions mo before filing.

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator
Employee General Question
Question from Fatima
Asked Aug 5, 2026

Good morning,edd ko sa Oct.2026, nahulugan lang ang contribution ko dec.2025 - 750.00
Feb.2026- 1950.00
March-1950.00
April - 2025.00
May- 2025.00
June -2025.00

Magkano kaya makukuha Kong matben?salamat po sa sasagot..

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Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung October 2026 ang EDD mo, ang qualifying period mo ay July 2025–June 2026.

Based sa hulog mo:

Dec 2025 – ₱750 = around ₱5,000 MSC
Feb 2026 – ₱1,950 = around ₱13,000 MSC
Mar 2026 – ₱1,950 = around ₱13,000 MSC
Apr 2026 – ₱2,025 = around ₱13,500 MSC
May 2026 – ₱2,025 = around ₱13,500 MSC
Jun 2026 – ₱2,025 = around ₱13,500 MSC

Assuming paid and posted on time lahat at before July 2026, possible qualified ka kasi may 6 months ka sa qualifying period.

Estimated MatBen for 105 days is around ₱41,708.

Kung qualified solo parent ka, 120 days, estimate is around ₱47,667.

Important mommy: kung yung April–June 2026 ay binayaran lang July 2026 or after, possible hindi siya counted sa October 2026 MatBen kasi July 2026 na ang start ng semester of contingency.

Last QP month: June 2026 — qualifying payments should be made on or before end of June 2026.

October 2026 guide:
https://youtu.be/DdHsEl6zse0?si=Vin69432t-YOf0w2

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

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