SSS Maternity Questions & Answers

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Non-Working Spouse Miscarriage / Stillbirth EDD: December 2026
Question from Yvo
Asked Aug 4, 2026

EDD ko sana is december 2026 kaso nakunan ako ng july 2026.
Kay hulog ako ng oct 2025 to march 2026. Eligible paba ako for maternity benefits kung sa aug 6 pa appt ko sa sss? Hindi ako makapag apply sa website kasi nag bubug

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Answer from SSS Maternity Calculator Team: Answered Aug 4, 2026

Hi mommy, sorry po sa nangyari 😔

Since July 2026 ka nakunan, ang basis ni SSS ay actual miscarriage date, hindi na yung original EDD na December 2026.

For July 2026 miscarriage, ang qualifying period mo ay April 2025–March 2026.

Yung hulog mo na October 2025–March 2026 ay pasok sa qualifying period, so possible eligible ka, basta paid and posted on time before April 2026. May 6 months ka na, so pasado sa minimum 3 contributions.

Okay lang din na August 6 pa ang appointment mo sa SSS. Hindi naman po ibig sabihin na disqualified ka agad dahil hindi nakapag-apply online, lalo na kung may bug sa website. Dalhin mo lang screenshots/proof na nag-error ang My.SSS kung meron.

For miscarriage, usually 60 days ang SSS maternity benefit. Amount depends sa 6 highest MSC mo within the qualifying period.

Prepare mo mommy:

proof of pregnancy, like pregnancy test/ultrasound
proof of miscarriage/termination, like ultrasound, histopath, OR record, or pregnancy test result signed by doctor
medical certificate / clinical abstract / discharge summary
valid ID
approved disbursement account sa My.SSS if direct claim

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

Related Questions

Non-Working Spouse Contribution / Payment Deadline EDD: January 2027
Question from jerlyn
Asked Aug 5, 2026

EDD ko po January 2027 at Non-Working Spouse member po ako. Sa calculator, inilagay kong paid/posted ang October 2025, November 2025, December 2025, March 2026, April 2026, May 2026, and June 2026. Kakaalam ko lang po na pregnant ako at gusto kong malaman kung maaari pa akong maghulog para maka-qualify sa SSS maternity benefit. Ang tanong ko po: magkano need ko mahulog sa July August and september

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Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung January 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.

Based sa nilagay mo, may paid/posted ka na sa:

✅ Oct 2025
✅ Nov 2025
✅ Dec 2025
✅ Mar 2026
✅ Apr 2026
✅ May 2026
✅ Jun 2026

So possible qualified ka na, kasi more than 3 months na ang hulog mo sa qualifying period.

Para sa July, August, September 2026, hindi na siya required para lang maka-qualify, pero makakatulong siya para tumaas ang benefit kung mas mataas ang hulog/MSC mo.

Kung goal mo ay maximum MatBen, practical amount is:

₱3,000 per month × 3 months = ₱9,000 total

No need lumampas sa ₱3,000/month for MatBen purpose, kasi SSS maternity computation uses the Regular SSS Program up to ₱20,000 MSC.

Kung may 6 months na ₱3,000/month within Oct 2025–Sept 2026, possible umabot sa ₱70,000 max for 105 days. Kung hindi 6 months ang max MSC, depende pa rin sa 6 highest MSC mo ang final amount.

Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.

January 2027 guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Check My Months & Deadlines
Non-Working Spouse General Question
Question from Frances
Asked Aug 5, 2026

How do I allocate my benefit to the father of the child

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Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Pwede mong i-allocate hanggang 7 days ng maternity leave benefit mo sa father ng baby.

Meaning, kung 105 days ang maternity leave mo, magiging example:

98 days kay mommy + 7 days kay daddy

Hindi siya additional 7 days ha mommy — ibabawas siya sa total maternity leave days mo.

Paano gawin:

Sa pag-file ng Maternity Notification / MAT-1 sa My.SSS or SSS Mobile App, piliin yung option na mag-aallocate ka ng leave days.
Ilagay ang details ng father ng baby.
Piliin kung ilang days ang ibibigay mo, up to 7 days max.
Save mo ang confirmation/reference number.
Bigyan si daddy ng written notice/proof para ma-submit niya sa employer niya.

Important mommy: usually magagamit ito kung employed si daddy, kasi employer niya ang mag-aapprove/process ng leave niya.

Also, hindi ito applicable sa miscarriage/ETP cases.

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator
Non-Working Spouse General Question
Question from Jovanna
Asked Jul 29, 2026

Makakatanggap ba ako ng maternity benefits Yung hulog ko po is from 2024 until March 2026 lang po, Ngayon po nalaman ko po na buntis ako ng punta po ako sa SSS branch po ng Tanong po ako Kung qualified ba ako, ang sabi naman quafied daw po ako Kasi may hulog Naman daw until March 2026 pero need ko daw po bayaran ang April, Kaso Hindi ko po binayaran ang April qualify po ba ako?

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Answer from SSS Maternity Calculator Team: Answered Jul 29, 2026

Hi mommy 😊 Possible qualified ka pa rin kahit hindi mo nabayaran ang April, basta may at least 3 paid and posted contributions sa qualifying period mo.

Kung hulog mo ay tuloy-tuloy from 2024 hanggang March 2026, usually may sapat kang hulog para maka-qualify, lalo na kung sinabi rin ng SSS branch na qualified ka.

Yung April 2026 hindi naman siya automatic requirement para ma-qualified. Maaari lang siyang makatulong para mas mataas ang computation, depende sa EDD mo at kung kasama siya sa qualifying period.

Ang pinaka-importante:

dapat may at least 3 paid and posted contributions sa qualifying period
dapat paid before the semester of contingency
dapat nakapag-file ng maternity notification/MAT-1 before delivery

Check estimate dito mommy:
https://sssmaternitybenefitscalculator.com

Check your estimated SSS maternity benefit
Use your member type, EDD, and contribution details to get a personalized estimate and next steps.
Use the Maternity Calculator

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