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SSS Maternity Questions & Answers

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Question

Member: Non-Working Spouse EDD: December 2026 Miscarriage / Stillbirth
Question from Yvo
Aug 4, 2026

EDD ko sana is december 2026 kaso nakunan ako ng july 2026.
Kay hulog ako ng oct 2025 to march 2026. Eligible paba ako for maternity benefits kung sa aug 6 pa appt ko sa sss? Hindi ako makapag apply sa website kasi nag bubug

Answer from SSS Maternity Calculator Team Answered Aug 4, 2026

Hi mommy, sorry po sa nangyari 😔

Since July 2026 ka nakunan, ang basis ni SSS ay actual miscarriage date, hindi na yung original EDD na December 2026.

For July 2026 miscarriage, ang qualifying period mo ay April 2025–March 2026.

Yung hulog mo na October 2025–March 2026 ay pasok sa qualifying period, so possible eligible ka, basta paid and posted on time before April 2026. May 6 months ka na, so pasado sa minimum 3 contributions.

Okay lang din na August 6 pa ang appointment mo sa SSS. Hindi naman po ibig sabihin na disqualified ka agad dahil hindi nakapag-apply online, lalo na kung may bug sa website. Dalhin mo lang screenshots/proof na nag-error ang My.SSS kung meron.

For miscarriage, usually 60 days ang SSS maternity benefit. Amount depends sa 6 highest MSC mo within the qualifying period.

Prepare mo mommy:

proof of pregnancy, like pregnancy test/ultrasound
proof of miscarriage/termination, like ultrasound, histopath, OR record, or pregnancy test result signed by doctor
medical certificate / clinical abstract / discharge summary
valid ID
approved disbursement account sa My.SSS if direct claim

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your EDD, member type, months & deadlines
Your December 2026 EDD and Non-Working Spouse member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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You may optionally review the UnionBank credit-card offer and compare the costs before applying.
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Related questions

Other recently answered cases with a similar situation or member type.

Question

Member: Non-Working Spouse EDD: November 2026 General Question
Question from Julie
Oct 6, 2026

Makukuha ko ba yung maternity benefits ko kahit ako lang nag.submit ng mat 1 kasi Wala na akong trabaho Nung January 2026 pero may hulog ako Nung July 2025 Hanggang januang 2026 ang edd ko ay Nov 2026

Answer from SSS Maternity Calculator Team Answered Oct 6, 2026

Hi mommy 😊 **Yes po, possible kang makakuha ng SSS maternity benefit kahit ikaw mismo ang nag-submit ng MAT-1**, since wala ka nang employer noong nag-file ka and **NWS member** ka na.

For **EDD November 2026**, ang qualifying period mo ay **July 2025–June 2026**.

Based sa sinabi mong may hulog ka from **July 2025 hanggang January 2026**, mayroon kang **7 qualifying contributions ✅**, so lampas ka na sa minimum requirement na 3 months, provided valid at posted lahat sa My.SSS.

After delivery, ikaw na rin ang mag-file ng actual **Maternity Benefit Application** through My.SSS, and once approved, direct sa enrolled disbursement account mo ang payment.

👉 Check your contributions and estimated MatBen:
https://sssmaternitybenefitscalculator.com

🎥 **November 2026 EDD guide:**
https://youtu.be/gcbi5XMtmeQ

Check your EDD, member type, months & deadlines
Your November 2026 EDD and Non-Working Spouse member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Non-Working Spouse EDD: April 2027 General Question
Question from Shy
Oct 6, 2026

If I paid from September To December 2026 with a monthly contribution of PHP 750. If I do this will there be additional increase for my SSS Maternity Benefit?

Answer from SSS Maternity Calculator Team Answered Oct 6, 2026

Hi mommy 😊 **Yes po, counted ang September–December 2026** because for **EDD April 2027**, ang qualifying period mo ay **January–December 2026**.

Since **NWS member** ka and ₱750/month ang hulog mo, these months can still be included in your qualifying contributions.

Pero mommy, if meron ka nang **6 qualifying months with higher contributions**, possible na hindi na madagdagan ang current MatBen mo because SSS uses the **6 highest MSCs** for the maternity computation.

Still, **hindi sayang ang additional contributions**. SSS is not only for maternity benefits—continued contributions also help build your record for future benefits such as **retirement/pension and other SSS benefits**.

Para makita kung may dagdag pa sa current MatBen mo, check your **My.SSS Contribution History** and enter your actual posted contributions from **January–December 2026** here:

👉 **SSS Maternity Benefits Calculator:**
https://sssmaternitybenefitscalculator.com

If gusto mo rin malaman how continued contributions can affect your future pension:

👉 **SSS Pension Calculator:**
https://sssmaternitybenefitscalculator.com/sss-pension-calculator/

🎥 **April 2027 EDD guide:**
https://youtu.be/CC5tF-b0K40

Check your EDD, member type, months & deadlines
Your April 2027 EDD and Non-Working Spouse member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Non-Working Spouse EDD: May 2027 General Question
Question from Mary
Sep 28, 2026

EDD: May 2027
Makakasali po po ba ako

Answer from SSS Maternity Calculator Team Answered Sep 28, 2026

Hi Mommy, Depende po sa EDD nyo kung may mga months pa kayo na pwede hulugan or may mga months kayo na may contribution under qualifying period, If you can tell us po kelan and EDD nyo
para mas macheck natin ng maayos po.

Check your EDD, member type, months & deadlines
Your May 2027 EDD and Non-Working Spouse member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

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