SSS Maternity Questions & Answers

Find a real answered situation first, or ask a new question when your case is different.

Shared Answer

Back to All Questions
Voluntary Qualifying Period EDD: April 2027
Question from REG
Asked Aug 5, 2026

EDD ko po April 2027, meron po akong hulog na 1500 ng January at March, tapos naghulog po ako ulit ng 3000 ng July, voluntary po ako. Qualified po ba ako sa Maternity Benefit?

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 5, 2026

Hi mommy 😊 Kung April 2027 ang EDD mo, ang qualifying period mo ay January 2026–December 2026.

Based sa hulog mo:

✅ January 2026 – ₱1,500
✅ March 2026 – ₱1,500
✅ July 2026 – ₱3,000

May 3 paid/posted contributions ka na sa qualifying period, so possible qualified ka basta paid on time and posted sa My.SSS.

Estimated MatBen for 105 days is around ₱23,333, assuming total SSS contribution ang amounts na nilagay mo.

Tataas pa ito kung makakahulog ka pa ng additional months within January–December 2026. Kung gusto mo ma-maximize, target mo magkaroon ng 6 months na ₱3,000/month within the qualifying period. Possible iyon umabot sa ₱70,000 max for 105 days.

Last QP month: December 2026 — qualifying payments should be made on or before end of December 2026.

April 2027 guide:
https://youtu.be/CC5tF-b0K40?si=47HvGO2y4FFDmEmh

Check estimate here:
https://sssmaternitybenefitscalculator.com

QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.

Related Questions

Voluntary Contribution / Payment Deadline EDD: April 2027
Question from Cathy
Asked Aug 8, 2026

EDD ko po April 2027 at Voluntary member po ako. Sa calculator, inilagay kong paid/posted ang August 2026, September 2026, October 2026, November 2026, and December 2026. Gusto ko pong malaman kung maaari ko pang bayaran ang August 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Pwede ba doblehin ang hulog ko this month of August? kasi na missed ko ang month of july.

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 8, 2026

Yes mommy 😊 Pwede mo pa habulin ang July 2026—hindi kailangan doblehin ang August. Bayaran mo ang July separately on or before end of August 2026.

For EDD April 2027, qualifying period mo is January–December 2026. December 2026 ang last qualifying month, pero para mabilang sa maternity benefit, make sure paid na ang contributions on or before end of December 2026, bago magsimula ang semester of contingency.

Check here mommy:
https://sssmaternitybenefitscalculator.com

April 2027 guide:
https://youtu.be/CC5tF-b0K40?si=47HvGO2y4FFDmEmh

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Voluntary Contribution / Payment Deadline EDD: February 2027
Question from Rochelle
Asked Aug 8, 2026

EDD ko po February 2027 at Voluntary member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Gusto ko pong malaman kung maaari ko pang bayaran ang July 2026, August 2026, and September 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Pwede p Ako maghulog kung last na hulog ko is 2013 pa

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 8, 2026

Yes mommy 😊 Kahit 2013 pa ang last hulog mo, pwede ka ulit maghulog as Voluntary using PRN.

For EDD February 2027, qualifying period mo is October 2025–September 2026. Kailangan at least 3 contributions, so pwede mong targetin ang July, August & September 2026.

👉 September 2026 ang last qualifying month. Para mabilang sa maternity mo, make sure mabayaran ang July–September on or before end of September 2026 dahil payments made within the semester of contingency hindi na counted.

Check here mommy:
https://sssmaternitybenefitscalculator.com

February 2027 guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.
Voluntary Contribution / Payment Deadline EDD: November 2026
Question from Julien
Asked Aug 7, 2026

EDD ko po November 2026 at Voluntary member po ako. Sa calculator, inilagay kong paid/posted ang January 2026, February 2026, March 2026, April 2026, May 2026, and June 2026. Gusto ko pong malaman kung maaari ko pang bayaran ang May 2026 and June 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: NOV 2026 ang EDD ko pero di ko pa nahuhulugan ang May at June 2026. Pwede ko pa bang habulin ang contribution ko para maconsider ito sa computation ng matben ko? Pasok pa ba kahit ngayon pa lang ako magcontribute for May at June 2026?

Open direct answer
Answer from SSS Maternity Calculator Team: Answered Aug 8, 2026

Mommy, for EDD November 2026, ang qualifying period mo ay July 2025–June 2026. 😊

Ang June 2026 ang last qualifying month, at for Voluntary members, ang April–June quarter was due on or before end of July 2026. Since August na ngayon, hindi na po puwedeng habulin ang May at June 2026 para ma-count.

Pero if paid/posted naman ang January–April 2026, may at least 3 contributions ka na, so possible ka pa ring qualified.

Check your estimate here:
https://sssmaternitybenefitscalculator.com

November 2026 guide:
https://youtu.be/gcbi5XMtmeQ?si=IqRNUneGHZ2V5A6q

Check your exact qualifying months and deadlines
See which contribution months may count based on your EDD and SSS member type.

Looking for additional payment flexibility?

Explore an optional UnionBank credit-card offer for planned or unexpected expenses. Approval, fees, eligibility, credit limit, and terms remain subject to UnionBank.

To top