EDD ko po January 2027 at Non-Working Spouse member po ako. Sa calculator, inilagay kong paid/posted ang October 2025, November 2025, December 2025, March 2026, April 2026, May 2026, and June 2026. Kakaalam ko lang po na pregnant ako at gusto kong malaman kung maaari pa akong maghulog para maka-qualify sa SSS maternity benefit. Ang tanong ko po: magkano need ko mahulog sa July August and september
Hi mommy 😊 Kung January 2027 ang EDD mo, ang qualifying period mo ay October 2025–September 2026.
Based sa nilagay mo, may paid/posted ka na sa:
✅ Oct 2025
✅ Nov 2025
✅ Dec 2025
✅ Mar 2026
✅ Apr 2026
✅ May 2026
✅ Jun 2026
So possible qualified ka na, kasi more than 3 months na ang hulog mo sa qualifying period.
Para sa July, August, September 2026, hindi na siya required para lang maka-qualify, pero makakatulong siya para tumaas ang benefit kung mas mataas ang hulog/MSC mo.
Kung goal mo ay maximum MatBen, practical amount is:
₱3,000 per month × 3 months = ₱9,000 total
No need lumampas sa ₱3,000/month for MatBen purpose, kasi SSS maternity computation uses the Regular SSS Program up to ₱20,000 MSC.
Kung may 6 months na ₱3,000/month within Oct 2025–Sept 2026, possible umabot sa ₱70,000 max for 105 days. Kung hindi 6 months ang max MSC, depende pa rin sa 6 highest MSC mo ang final amount.
Last QP month: September 2026 — qualifying payments should be made on or before end of September 2026.
January 2027 guide:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz
Check estimate here:
https://sssmaternitybenefitscalculator.com
QP checker:
https://sssmaternitybenefitscalculator.com/sss-maternity-qualifying-period/