Question
EDD ko po March 2027 at Voluntary member po ako. Sa calculator, inilagay kong paid/posted ang October 2025 and November 2025. Kakaalam ko lang po na pregnant ako at gusto kong malaman kung maaari pa akong maghulog para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Kakaalam ko lang na buntis ako pwede ba akong maghulog?
Mommy, yes, may chance ka pa pong maka-qualify for SSS maternity benefit.
For EDD March 2027, ang qualifying period mo is:
October 2025 to September 2026
Kailangan po ng at least 3 paid contributions within that qualifying period. Since may October 2025 and November 2025 ka na, 2 months na po iyon. Kailangan mo na lang po ng at least 1 more valid contribution within October 2025 to September 2026.
Since today is August 2026, pwede ka pa pong maghulog for August 2026 and/or September 2026, as long as mabayaran po on time. For Voluntary members, SSS allows SE/VM/NWS payments monthly or quarterly based on the deadline, and the deadline is the last day of the month following the applicable month or quarter. Late voluntary payments are not allowed.
So ang simple answer:
Yes mommy, pwede ka pa pong maghulog.
Para maka-qualify, make sure may at least 3 paid months inside October 2025 to September 2026. Since meron ka nang Oct 2025 and Nov 2025, magbayad ka po ng August 2026 or September 2026 before the deadline para maging 3 months.
Important: Ang October 2026 onwards hindi na po counted for March 2027 maternity claim, kasi nasa semester of contingency na po iyon. SSS requires at least 3 contributions in the 12-month period before the semester of childbirth, and contributions paid within or after the semester of contingency are not considered.
YouTube guide for EDD March 2027:
https://youtu.be/Wk5uDmaHl4g?si=CWFjXwU72xBWm_fW
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