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Question

Member: Self-Employed EDD: April 2027 PhilHealth
Question from Hanny
Aug 9, 2026

ilan month huhulugan ko kapag April 2027 ako manganganak?

Answer from SSS Maternity Calculator Team Answered Aug 12, 2026

Mommy, kung April 2027 ang due date mo, ang qualifying period mo is January 2026 to December 2026.

Kailangan mo ng at least 3 hulog within 2026 para maka-qualify. Pero kung gusto mong mas mataas ang possible benefit, mas better kung 6 months ang mahulugan mo.

Since August 2026 pa ngayon, may chance ka pa po maghulog. Make sure lang na ang hulog ay for 2026 months and mabayaran on time. Ang last month ng qualifying period is December 2026, due on or before end of January 2027.

Pwede mo rin i-check dito mommy:
https://sssmaternitybenefitscalculator.com/

Video guide for EDD April 2027:
https://youtu.be/CC5tF-b0K40?si=47HvGO2y4FFDmEmh

Check your EDD, member type, months & deadlines
Your April 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
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You can also check useful baby essentials on Shopee.
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Other recently answered cases with a similar situation or member type.

Question

Member: Self-Employed EDD: September 2026 General Question
Question from Kristal
Oct 21, 2026

Posible ba makakuha ako nang maternity

Answer from SSS Maternity Calculator Team Answered Oct 22, 2026

Possible po kayong maka-qualify sa SSS Maternity Benefit, pero kailangan po makita kung ilan at kailan na-post ang contributions ninyo.

Since **September 2026 ang EDD** at **Self-Employed** po kayo, ang qualifying period ninyo is:

**April 2025–March 2026**

Kailangan po ng at least **3 valid monthly contributions** within that period para maka-qualify.

Important din po na ang contributions ay **properly paid and posted on time**. Kung may contributions kayo na late na-post, possible na hindi sila maisama sa maternity computation.

So check po ninyo sa **My.SSS Contribution History** kung ilan ang valid contributions ninyo from **April 2025 to March 2026**.

👉 You can check your qualifying months and estimated maternity benefit here:
https://sssmaternitybenefitscalculator.com/

🏥 You can also check your possible PhilHealth maternity benefits here:
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Check your EDD, member type, months & deadlines
Your September 2026 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Self-Employed EDD: March 2027 General Question
Question from jasmine
Oct 14, 2026

can i atleast contribute the past 3 months of my maternity today?

Answer from SSS Maternity Calculator Team Answered Oct 14, 2026

Hi mommy 😊 For **EDD March 2027**, ang qualifying period mo is **October 2025 to September 2026**.

If ang tinutukoy mong past 3 months ay **July–September 2026** and **ngayon October 2026 ka pa lang magbabayad**, unfortunately ❌ **hindi na sila puwedeng gamitin for this March 2027 maternity benefit**.

Reason: for maternity claims, SSS only considers contributions **paid before the maternity semester starts**. For a March 2027 delivery, that semester starts **October 2026**.

So dapat yung July–September contributions were **paid/posted on or before end of September 2026** para maisama.

Since SSS MatBen may no longer be available for this pregnancy, check mo rin if you may qualify for **PhilHealth maternity benefits**:

👉 **PhilHealth Maternity Benefits Checker:**
https://sssmaternitybenefitscalculator.com/philhealth-maternity-benefits-checker/

Since closed na rin ang qualifying period, make sure na **filed na ang MAT-1 / Maternity Notification**.

🎥 **MAT-1 Guide:**
https://youtu.be/ackBt_sWnvY

🎥 **March 2027 EDD Guide:**
https://youtu.be/Wk5uDmaHl4g

Check your EDD, member type, months & deadlines
Your March 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Member: Self-Employed EDD: March 2027 General Question
Question from Lovely
Oct 10, 2026

Legit ba kasi last year 2025 oct lang wala akong hulong pero Nov 2025 -March 2026 my hulog aq 5,025 ang hulog ny employer q monthly

Answer from SSS Maternity Calculator Team Answered Oct 10, 2026

Hi mommy 😊 **Legit po na puwedeng gamitin yung contributions mo from your previous employer**, kahit Self-Employed ka na ngayon.

For **EDD March 2027**, ang qualifying period mo is **October 2025 to September 2026**.

So kahit **walang hulog noong October 2025**, meron ka naman:

✅ Nov 2025
✅ Dec 2025
✅ Jan 2026
✅ Feb 2026
✅ Mar 2026

That’s already **5 qualifying months**, so pasok ka sa minimum requirement na at least 3 valid contributions, provided properly posted sila sa My.SSS.

Yung previous Employee contributions mo **hindi nawawala** just because nag-change ka to Self-Employed.

For the exact MatBen amount, check if **₱5,025 talaga ang total posted contribution shown in My.SSS** for each month, then enter the actual amounts here:

👉 https://sssmaternitybenefitscalculator.com

Since tapos na rin ang qualifying period mo, make sure na **filed na ang MAT-1 / Maternity Notification**.

🎥 **March 2027 EDD Guide:**
https://youtu.be/Wk5uDmaHl4g

👉 **MAT-2 Guide + Free Document Tool:**
https://sssmaternitybenefitscalculator.com/sss-maternity-mat2-guide/

Check your EDD, member type, months & deadlines
Your March 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
Check if You Qualify in 1–2 Minutes
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer

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