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Question

Self-Employed PhilHealth EDD: April 2027
Question from Hanny
Aug 9, 2026

ilan month huhulugan ko kapag April 2027 ako manganganak?

Answer from SSS Maternity Calculator Team Answered Aug 12, 2026

Mommy, kung April 2027 ang due date mo, ang qualifying period mo is January 2026 to December 2026.

Kailangan mo ng at least 3 hulog within 2026 para maka-qualify. Pero kung gusto mong mas mataas ang possible benefit, mas better kung 6 months ang mahulugan mo.

Since August 2026 pa ngayon, may chance ka pa po maghulog. Make sure lang na ang hulog ay for 2026 months and mabayaran on time. Ang last month ng qualifying period is December 2026, due on or before end of January 2027.

Pwede mo rin i-check dito mommy:
https://sssmaternitybenefitscalculator.com/

Video guide for EDD April 2027:
https://youtu.be/CC5tF-b0K40?si=47HvGO2y4FFDmEmh

Check your EDD, member type, months & deadlines
Your April 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
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Question

Self-Employed Late Claim / Past Maternity
Question from Emmylou
Aug 24, 2026

Nanganak po ako ng June 2023
May contribution po ako from oct.2022 up dec.2022 then jan-june 2023, nabayaran ko po ng january 2023 ang Oct to dec 2022 ko. Qualified po ba ang data ko for maternity benefits?

Answer from SSS Maternity Calculator Team Answered Aug 24, 2026

Hi mommy 😊 Since actual delivery mo ay June 2023, ang qualifying period mo ay January–December 2022. Kailangan may at least 3 valid contributions within that period.

Yung October–December 2022 ay qualifying months sana. Pero kung Voluntary/Self-Employed ka at January 2023 mo lang talaga sila binayaran, hindi na sila magagamit sa June 2023 MatBen computation, kahit pasok pa sana sa normal quarterly payment deadline. SSS only considers qualifying contributions paid before the applicable maternity cutoff.

Yung January–June 2023 contributions ❌ hindi rin kasama sa qualifying period ng June 2023 delivery.

So kung wala kang ibang valid/paid contributions from January–September 2022, unfortunately hindi ka makaka-qualify based sa contributions na nabanggit mo.

Kung Employee member ka noong Oct–Dec 2022 at employer ang nag-remit noong January 2023, sabihin mo lang mommy dahil ibang case iyon at kailangan nating i-check separately.

Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

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Question

Self-Employed Miscarriage / Stillbirth EDD: August 2025
Question from Kristille
Aug 24, 2026

Na miscarriage po ako nung august 21 2026, may hulog po ako ng july 2026 to august 2026 may makukuha po ba akong maternity benefits?

Answer from SSS Maternity Calculator Team Answered Aug 24, 2026

Hi mommy 😊 Since actual miscarriage date mo ay August 21, 2026, ang qualifying period mo ay April 2025–March 2026. Kailangan may at least 3 valid monthly contributions within this period para maka-qualify sa SSS maternity benefit.

Yung hulog mo na July at August 2026 ❌ hindi na counted for this miscarriage claim dahil outside na sila sa qualifying period.

So kung July–August 2026 lang talaga ang contributions mo at wala kang at least 3 hulog from April 2025–March 2026, unfortunately hindi ka qualified sa SSS maternity benefit for this miscarriage.

For miscarriage, qualified members can receive a benefit based on 60 days.

Check mo muna mommy ang My.SSS contribution history mo baka may older contributions ka within April 2025–March 2026—kung meron at umabot sa 3 months, possible ka pa ring qualified.

Check your EDD, member type, months & deadlines
Your August 2025 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
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View UnionBank Offer
Preparing for baby?
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Question

Self-Employed Contribution / Payment Deadline EDD: February 2027
Question from Frances
Aug 21, 2026

EDD ko po February 2027 at Self-Employed member po ako. Sa calculator, wala po akong inilagay na paid/posted contribution sa qualifying period. Kakaalam ko lang po na pregnant ako at gusto kong malaman kung maaari pa akong maghulog para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Nag start po ako mag hulog this July 2026 ng 2,025 per month at hanggang manganak po sana ako. Magkano po ang makukuha kong benefit? Salamat

Answer from SSS Maternity Calculator Team Answered Aug 23, 2026

Hi mommy 😊 For EDD February 2027, ang qualifying period mo ay October 2025–September 2026. Kailangan ng at least 3 valid monthly contributions within this period para maka-qualify.

Since nag-start ka ng July 2026 at ₱2,025/month, counted ang:

July ✅ August ✅ September ✅

Ang ₱2,025 contribution = ₱13,500 MSC. If itong 3 months lang ang qualifying contributions mo, estimated MatBen for 105 days is:

₱13,500 × 3 ÷ 180 × 105 = around ₱23,625.

Make sure mommy na paid at posted ang July–September contributions on or before September 30, 2026 para maisama sa February 2027 MatBen computation. Yung hulog from October 2026 onward can continue for your SSS record, pero hindi na iyon makakadagdag sa benefit for this pregnancy.

🎥 February 2027 EDD guide:
https://youtu.be/FvI2gVRmKEM?si=ejIDbagMWfc4NPn0

Check your EDD, member type, months & deadlines
Your February 2027 EDD and Self-Employed member type are already selected. Confirm the details to see the contribution months SSS may count and the next step that applies to you.
View My Months & Deadlines
Need another payment option?
You may optionally review the UnionBank credit-card offer and compare the costs before applying.
View UnionBank Offer
Preparing for baby?
You can also check useful baby essentials on Shopee.
Shop Baby Essentials

Affiliate disclosure: using these links helps support our website and keep it free. We may earn a commission at no extra cost to you. Approval and card terms are subject to UnionBank.

Open direct answer
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