Question
EDD ko po January 2027 at Voluntary member po ako. Sa calculator, inilagay kong paid/posted ang October 2025, November 2025, December 2025, January 2026, February 2026, March 2026, April 2026, May 2026, July 2026, August 2026, and September 2026. Gusto ko pong malaman kung maaari ko pang bayaran ang June 2026, July 2026, August 2026, and September 2026 para maka-qualify sa SSS maternity benefit. Ang tanong ko po: Past due na yung July 2026, pwede ko pa po ba sya hulugan kasabay ng august due ko?
Mommy, for EDD January 2027, ang qualifying period mo is October 2025 to September 2026.
Kung Voluntary member ka, pwede pa ang July 2026 kung makakagawa ka pa ng PRN and mababayaran on or before end of August 2026. Pwede rin bayaran ang August 2026 on time.
Pero pinaka-safe mommy: bayaran ang July, August, and September 2026 on or before end of September 2026, kasi October 2026 starts your semester of contingency. SSS says only contributions paid before the semester of contingency are considered for maternity benefit.
Since marami ka na ring hulog from October 2025 to May 2026, may chance ka na po. Ang June 2026 kung missed at past due na, usually hindi na mahuhulugan as late payment, unless available pa sa PRN system. For Voluntary members, payment deadline is the last day of the month following the applicable month or quarter.
Check mo rin dito mommy:
https://sssmaternitybenefitscalculator.com/
Video guide for EDD January 2027:
https://youtu.be/AosGUymw4G8?si=nXlEDVfDNdHIIzxz
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